Company sent out multiple loan offers… Company sent out multiple loan offers for the same amount with different hold percentages. I based my calculations on the first email they sent unbeknown to me I accepted the loan off the second email with a much higher hold rate. Very dodgy business practice. Won’t be using them again.

Not New Business Friendly Services are OK, equipment works well. But as far as being a new business, if you are looking into a loan for product or equipment, forget about it. They say your eligibility is based off of customer mix, card processing volume and such, but mine has been above their average, yet no loan offers. Either go out of pocket or do it through a bank, Square doesn't like doing loans apparently. Your reply is obviously automated and does not actually address the issue.

Switching to PayPal after using… Switching to PayPal after using sqaure. Loans are easier with them. We meet all the qualifications for a loan and we’re a million plus business but it gets expensive and we need a loan for equipment. They are unreliable and you cannot talk to anyone. EXTREMELY disappointed with sqaure. PayPal with love to take over what sqaure is making off our buisness.

Having been renewing every year this… Having been renewing every year this year we have been paid off over 25k on a loan with no offer in sight. Extremely frustrating when all my markets are all green and readying in good standings. No help from customer service all they tell me is it’ll get here when it gets here. What a horrible answer for a business needing funds to cover our slow summer.

When ? The entire system is pretty user friendly and having the option of a loan is phenomenal and so helpful. The lack of being able to ask for a offer or know when you may receive one is so frustrating. I’ve received multiple offers in the last 4 years more so recently due to major increase in sales which in turn has doubled my offer amounts BUT at random times. I’m currently waiting and feel lost as to when to expect it.