Neutral Hello 👋 I opted for the Today Card when I was working toward building a higher credit score. One of the attractions was the larger starting limit they offered me. Along with the simplicity of it, I felt like it was a good choice. Given what the card was going to be used for I feel like it served it's purpose. A couple of important side notes I have had the card for years with NO missed payments and still have NOT received a credit increase. They tell you that their computer randomly selects people for credit increases. I've asked to speak with managers to try to work around it and have gotten nowhere. So beware! The initial starting limit may be intriguing but after your credits where you want it and all your other cards are granting you large increases Today Card most likely won't. The other and MOST upsetting thing you'll deal with is the ridiculous MONTHLY FEE. It never goes away and they don't allow you to pay it in full for the year. What a pain! The only reason I haven't closed my account is because this is one of my older accounts and if it's closed my credit will drop for sometime. I suppose they have me netted for the time being. Which I don't think I'd mind if they'd actually increase my credit limit. But since they have this wonky system for credit increases. I choose not to use the card at all. It literally just sits there as they collect their monthly fee. I expected them to live up to their promise of a credit increase as long as I fulfilled my side of the deal. Unfortunately it hasn't played out that way. I'm not recommending or telling anyone to stay away. I just wanted to share my experience to help you make a better and more informed decision.

Unable to contact to settle my balance… Unable to contact to settle my balance due. I called the number on a letter I received last month but was hung up on. App doesn’t work, website doesn’t work. Unable to see account details and the fees I am getting. Is another bank taking over? No letters no emails but my balance sure is growing…

I appreciate the generous credit line I appreciate the generous credit line. I have no been able to get this much from other cards. I’ve had it for about a year now and I am very happy with it. As for the interest rate, it’s typical for people who have had credit problems in the past. It’s worth getting.

Today Credit Card is Amazing Today Credit Card is Amazing. Easy to use. Disregard Interest Rate. Use it Wisely. Pay off frequently. Fantastic.

New user I only first started using your card so I can not really comment honestly But in the short time I have had it it’s been great the website has been easy to use and I have not had issues with my card