Great card but why don’t they offer to… Great card but why don’t they offer to anyone who wants to apply you have to be picked and sent an letter in order to apply

This card company sucks !!! This card company sucks !!!! I would have put 0 stars but there was no option !!

Weighed, measured, and found wanting Was so excited to get my card, we needed groceries. Went to Walmart for the basics and the card worked with no issues. Went to our favorite store to get meat, card was declined for fraud alert. Had to use my debit card to pay, knowing I still had money coming out. Went through the link sent via text to say it was me, and the response was good to use in "a few minutes". 20 minutes later tried to pay for a fast food supper, and declined again. Fortunately by day two I was using it for online shopping, but still too scared to go to the store without cash back up. Hoping it was just a rocky start and will be smooth sailing now.

So far, so good!! So far the experience has been smooth. Havn't used the card yet but I don't expect anything less going forward.

Received an offer in the mail Received an offer in the mail, decided to go with it because it listed the credit line, I often receive offers that don’t say in advance what the credit limit will be so it’s not worth it to me if it ends up being a $300-$600 limit like another card I got. Got the card in less than a week and so far so good, the app is basic but shows what you need. I looked up some reviews and one common complaint was a high minimum payment, I haven’t gotten my first statement yet but I pay off my cards. I think it’s a funny complaint as this card is marketed to people with bad/no credit so if that’s you, you shouldn’t be carrying a high balance, they’re helping you by giving you a high minimum payment so you carry less of a balance and pay less interest.