Neutral Hello 👋 I opted for the Today Card when I was working toward building a higher credit score. One of the attractions was the larger starting limit they offered me. Along with the simplicity of it, I felt like it was a good choice. Given what the card was going to be used for I feel like it served it's purpose. A couple of important side notes I have had the card for years with NO missed payments and still have NOT received a credit increase. They tell you that their computer randomly selects people for credit increases. I've asked to speak with managers to try to work around it and have gotten nowhere. So beware! The initial starting limit may be intriguing but after your credits where you want it and all your other cards are granting you large increases Today Card most likely won't. The other and MOST upsetting thing you'll deal with is the ridiculous MONTHLY FEE. It never goes away and they don't allow you to pay it in full for the year. What a pain! The only reason I haven't closed my account is because this is one of my older accounts and if it's closed my credit will drop for sometime. I suppose they have me netted for the time being. Which I don't think I'd mind if they'd actually increase my credit limit. But since they have this wonky system for credit increases. I choose not to use the card at all. It literally just sits there as they collect their monthly fee. I expected them to live up to their promise of a credit increase as long as I fulfilled my side of the deal. Unfortunately it hasn't played out that way. I'm not recommending or telling anyone to stay away. I just wanted to share my experience to help you make a better and more informed decision.

Great card but why don’t they offer to… Great card but why don’t they offer to anyone who wants to apply you have to be picked and sent an letter in order to apply

Unable to contact to settle my balance… Unable to contact to settle my balance due. I called the number on a letter I received last month but was hung up on. App doesn’t work, website doesn’t work. Unable to see account details and the fees I am getting. Is another bank taking over? No letters no emails but my balance sure is growing…

Never have any issues with you guys Never have any issues with you guys. I am traveling for work now and have to buy my own tickets and get reimbursed from the company. Made a purchase had trouble with another card and switched to my today card and it went through without a problem.

My Today Mastercard Review I just received my Today Mastercard credit card a few days ago but so far, everything has been excellent. Activation was simple, no problems using the card and the online website/app are easy to use and show me everything I need to know to manage my card.