Typical bait and switch operation! Legal loansharking I was attracted to this company for a title loan, based on the website, which I thought was more transparent than other sites about what exactly the deal would look like, the interest rate, and payments. It turned out that this was simply your typical bait and switch operation. Submitted the application, which takes about two hours rather than 30 minutes described, they immediately set up an appointment for me 45 minutes away without providing any information regarding whether my loan was approved or not and what the terms would be. When I got there, I got a call from Miami (they do not have actual locations with credex staff anywhere but Miami), and the deal I was offered was completely different from what I had been led to believe from the website. The website was very clear with an example of $5000 at 19% interest over 24 months with a payment of $255 per month. Despite their website calculating that my car was valued for a loan up to $5000, once I got there they said it could be no more than $4000. And the terms advertised on the website were a complete fiction! They do not even use a percentage rate as above. They have a shady way of charging a straight $1500 fee for the loan, but then they try not to tell you upfront, you have to press and get out of Calculator, about the additional four dollars per day over two years, they charge you . In other words, the final loan terms were laughably that I would pay a total over two years of almost double the $4000 loan, or an interest rate equal to about 46%!! Typical bait and switch scam. I walked out! They count on the fact that by the time someone goes through all the trouble with their application and providing them everything they need and driving to their site, that when they give them the news about their deal, which is totally out of the reality of what they thought they were going to get, people will be desperate enough to grab it anyway, as they are prepared to give you a check right that moment. Basically a scam , or for people who do not care about such Usery terms for getting a small loan. Legal loan shocking! I walked out.

Applied online and was approved for a… The worst customer service I have ever experienced. I was approved for a title loan and had uploaded all documents needed to proceed and just needed to sign paper work. Credex called me to go and just sign paper work at Seguros Insurance at 2607 Simpson rd Kissimmee FL 34744. The woman there was giving me a hard time because I did not bring the Title to the vehicle not knowing that the title was electronically sent to the lenders from the DMV. The woman seemed agitated with me. After everything I told her her that her attitude toward me seemed aggressive and If everything was alright. She then lost control and yelled at me and kicked me and my 80 year old mother out of her office. I do not know how an unstable person can have a job like that.

Scam,if you dont have full cover… Scam,if you dont have full cover insurance ,u will get an extra $1000 added to the loan amount plus the already high interest,this is not a loan but a robbery !

I made a call to speak to an agent I made a call to speak to an agent which was Kathy and she was great she Made my appointment i went in the office and Ms Ingrid greeted me and took myself information I was approved in least than a hour.Thank you Fedex.

I came here to get a tittle loan and… I came here to get a tittle loan and came across some great professional staff . Very knowledgeable , friendly and cheerful . I really appreciate Yuliet Blanco for providing the help that I needed and Even dancing some Salsa while I was waiting for the process.