Credex is amazing Credex is amazing! I had some past due bills that I needed to pay and I reached out to them to see if I could get a loan, it was so easy and Allison was extremely helpful, by far this is the best company I ever got a loan from. They are so helpful and Allison is Gorgeous. Ask for her she will definitely get you approved! Thanks Credex

Typical bait and switch operation! Legal loansharking I was attracted to this company for a title loan, based on the website, which I thought was more transparent than other sites about what exactly the deal would look like, the interest rate, and payments. It turned out that this was simply your typical bait and switch operation. Submitted the application, which takes about two hours rather than 30 minutes described, they immediately set up an appointment for me 45 minutes away without providing any information regarding whether my loan was approved or not and what the terms would be. When I got there, I got a call from Miami (they do not have actual locations with credex staff anywhere but Miami), and the deal I was offered was completely different from what I had been led to believe from the website. The website was very clear with an example of $5000 at 19% interest over 24 months with a payment of $255 per month. Despite their website calculating that my car was valued for a loan up to $5000, once I got there they said it could be no more than $4000. And the terms advertised on the website were a complete fiction! They do not even use a percentage rate as above. They have a shady way of charging a straight $1500 fee for the loan, but then they try not to tell you upfront, you have to press and get out of Calculator, about the additional four dollars per day over two years, they charge you . In other words, the final loan terms were laughably that I would pay a total over two years of almost double the $4000 loan, or an interest rate equal to about 46%!! Typical bait and switch scam. I walked out! They count on the fact that by the time someone goes through all the trouble with their application and providing them everything they need and driving to their site, that when they give them the news about their deal, which is totally out of the reality of what they thought they were going to get, people will be desperate enough to grab it anyway, as they are prepared to give you a check right that moment. Basically a scam , or for people who do not care about such Usery terms for getting a small loan. Legal loan shocking! I walked out.

Allison Montalvan isss beyond Amazin!!!!!! Thank GOD for her!!!!! Her attitude is priceless This company was amazing from the… This company was amazing from the start! Very easy to deal with. Everyone was friendly, helpful, and communicated everything clearly. I changed my appointment a few times and they still worked with me without any problems. Allison really worked with me to make this loan happen!!!! Highly recommend!

This company is HORRIBLE This company is HORRIBLE! Do NOT waste your time. It says all over the website that the application process only takes around 30 minutes. That is LIE! It took me almost 3 hours to get everything uploaded. I kept getting errors and "invalid format" every time I tried uploading a document. Not only did it take forever but after my application was submitted I received a phone call stating that my application was accepted and I would receive a phone call the next morning with details on how to continue. I get the call just for them to tell me I was denied with no explanation. I am supposedly recieving a email sometime within the next 2 weeks with the reason why I was denied. VERY FRUSTRATING! Why was I told the application was accepted If I was denied? Why did they need to wait until the next day to tell me I was denied when I submitted my application around 4pm. (eastern time) I feel like I was given the run around with this company and will definitely be sure to make sure to tell all my friends and family to never go with this company! Way to much of a hassle spending hours on the computer for nothing!

Charges for additional Services Towbuster I am a long term Credex client. My second title loan is only a few month left. They have good customer service at call center and the offices. Very well trained personal. Interest rate at 28.68%, very high also charges for Towbuster membership, which doesn't make any sense but they force those charges mandatory. Why to pay for a service that you don't need, I have my Progressive insurance full cover and AAA. This shouldn't happen, they are using this membership to collect and force clients to pay for. That is not a good practice and we are looking into this issue. I'll will pay my balance during next few days and will never use them ever again. Just be careful when they give loan proposal and challenge aditional stuff, legaly isn't mandatory.