Kover using tactics to avoid payout I was hospitalized for 4 days. I started the claim while I was in the hospital, and they asked for access to my medical chart through the hospitals ap. While that seems super sketchy to me I was able to limit what they would be able to see and tried to allow them access. I kept getting an error message. During this time I received an email from kover asking for the information in the form of a letter from my doctor. This all happened in the course of a couple hours. Now, 4 days later, having provided all the requested info, I haven’t heard back from them and my account says “waiting for documents “. I rent a car through Uber and have a payment due tomorrow or I will lose my rental contract. Fingers crossed they come through quickly. Update A week later they have now sent the same email with the same link that doesn’t work more then 20 times. A complete failure to hold up their end of the deal.

Worst company ever Worst company ever. I'd give it zero stars. I got deactivated due to the company shutting down and kover ai refused my payout. Everytime I logged into my account it was on pause when I NEVER paused it. There is no customer service number. What insurance company has no customer service number? You'll have to email customer service to get access to your account even though their deducting money from your account. Total waste of money. You're better off saving money from these gigs instead. Buyer beware of kover.

I believe Kover really are unique I believe Kover really are unique. Reading what they said about excess premium really caught my attention. How many companies think this kind of thing through and make it a central part of their philosophy? I’ve had to pay some pretty steep premiums in the past, and like Kover says, it really does make you feel like the company is not rowing in the same direction you are. I really do like putting my money into companies that have this kind of flow - it makes a difference to know that company care about the people it is working with.

I signed up with Kover and became sick I signed up with Kover and became sick. I requested a sick pay advance, which is one of the perks I paid for. They said they needed one to three days to review this. Don't sign up for this fraudulent company. Real companies deliver on their promises. Real businesses don't need to lie. I'm the member that signed up. In their reply, they admit that they need to review what has already been paid for even though they lie about the timeframe. Buyer Beware! If you want a company that will be with you until you need their services, then by all means this is a good company for you, but if you want a company that delivers on what this company says they offer, then unfortunately you need another company.

Excellent Income Insurance for Rideshare Workers!!! Kover has been there for me several times. I was deactivated from the Lyft platform when I had COVID-19 in March and Kover covered two weeks of income lost from Lyft. I’ve also borrowed from my income benefit of $100, with Kover during times when I didn’t feel good and just couldn’t work. There was one time that Kover didn’t payout, it was when I was released from the hospital and I submitted documentation but for some reason the app kept asking for documentation and I just gave up (wasn’t feeling good). But aside from this I highly recommend this income insurance if your a Gig Worker. FYI - I pay $49.00 per month for the maximum income protection plan and I really think it’s worth it!