Favorite way to spend Before Point, I would only use travel and airline credit cards. I never truly understood how the travel points accumulated, and even when I did manage to book a flight with points, it would be a pain to coordinate the booking through the third party points platform (Chase's travel portal, for example). With Point, I get favorable rewards from some of my favorite brands, including Spotify, Netflix, and Headspace. Plus, I don't have to worry about interest charges because I'm protected from spending money I don't have due to the debit card format.

Debit Card with the Best Benefits Before Point, I was using a traditional debit card. As a college student, I was never really used to the idea of credit, and since my friends were often paying with cash or debit, I never felt the need to switch to a credit card. After seeing Point's capabilities, I realized this is the perfect card for me. As someone who wants to spend without having to worry about going over my balance, I can do that with Point. On top of that, Point's benefits system is great since I don't feel like I'm missing out on the credit card benefits that my parents claim make the credit card system so great. Even better, Point rewards me for buying from some of my favorite merchants (including Philz Coffee, Blue Bottle Coffee, Sweetgreen, to name a few).

Membership fee paid and cannot access account I signed up on the website. There they ask you to pay your membership fees. I assumed, since they were accepting payment already, that my account would be accessible online. Other apps like Sofi have this option. Nope. I have an older phone and the app is not compatible. I reached out to customer service and was told I should just “buy a new phone”. Since then, all customer service has done is promise to get back to me, or send smart ass responses. They were quick to respond while I was commenting on their social media accounts, but then communication moved off social media and it was back to the same old no response.

I love Point Card I love Point Card. I can add funds with my debit card anytime I want to utilize the cashback in points. The perks are always improving and added on. Like 20x back on certain brands and other goodies! Better than AMEX. And secures you traveling, phone insurance and other important features. Use my code to get $30 in points after your first purchase before May 2nd! Code: GNAGY8 You get a virtual card, and can fund with your debit card to spend right away :)

Point card is amazing Point card is amazing, and I have been a customer since 2019 before there was anything special, just a debit card with 5 discounts and now with multiple ways to save from grocery shopping to my daily coffee run and have offered excellent customer service thought not by phone, but by text and I prefer so you can message customer service on the go.