I love Point Card I love Point Card. I can add funds with my debit card anytime I want to utilize the cashback in points. The perks are always improving and added on. Like 20x back on certain brands and other goodies! Better than AMEX. And secures you traveling, phone insurance and other important features. Use my code to get $30 in points after your first purchase before May 2nd! Code: GNAGY8 You get a virtual card, and can fund with your debit card to spend right away :)

New Ways to Earn I've always been an avid debit card user because credit cards intimidate me a bit and I would always prefer to spend what I already have and not have to worry about repaying it or interest. But, debit cards just don't have the same perks as a credit card does. Then came Point. Point lets me spend the money I know that I have without extra charges and interest with all the perks of a credit card! It's nice to be able to add it to some of the subscription services I use and earn cashback points on it. It's like I'm earning on auto-pilot. A lot of the times, I forget what merchants I can get points from so I try to use my card often and when I get the little notification from the Point app, it's a nice little surprise. This card makes earning cashback easy and it's nice to know there are no hidden fees.

Membership fee paid and cannot access account I signed up on the website. There they ask you to pay your membership fees. I assumed, since they were accepting payment already, that my account would be accessible online. Other apps like Sofi have this option. Nope. I have an older phone and the app is not compatible. I reached out to customer service and was told I should just “buy a new phone”. Since then, all customer service has done is promise to get back to me, or send smart ass responses. They were quick to respond while I was commenting on their social media accounts, but then communication moved off social media and it was back to the same old no response.

I didn’t even want to give it a star I didn’t even want to give it a star. No customer service. They will answer when they take your money but can’t answer when you need a verification of payment. Horrible. I gotta stop messing with these online reward gift no Getty ghost banks

POINTS IS A BRILLIANT IDEA -