AFS is a ray of hope in a dark situation… It’s a shame more people don’t know about AFS. We got into a bad financial position due to some life traumas and were desperate for help. Through some Google research I came across AFS. I was very skeptical and waited for months before actually signing up. I just couldn’t believe that creditors would lower my interest rates and work with me when I wasn’t even behind. Everything AFS told me was true. It’s hard work! It’s a struggle every month but it’s a better option than bankruptcy and there is finally light at the end of the tunnel. We are 8 months in and I love looking at my monthly statements and seeing how far we’ve come.

It was wonderful It was wonderful, so easy and convenient

Thank you Karen York for calling me and… Thank you Karen York for calling me and helping me set up everything I needed. Thanks for explaining everything I needed to know. I’m grateful for everything you have done. Vicki Mull

Nice and friendly team Nice and friendly team, always willing to help. They kinda became family after 5 years!

American Financial provided solutions American Financial provided solutions, when I needed it. They were informative and very professional. They were there throughout the process and preparing me for all steps. Working with them allowed me to find some peace and a road map to eliminate my debt.