Recommend for debt consolidation No issues with the service so far, one year into it. Glad to be paying off credit card debt faster than it would take with minimum payments and high APR.

I can’t believe my debt is paid. I remember in 2020 I had this panic that I had so much debt and it was never going to be paid. Fast forward to today and it’s over!! It’s all repaid. I am so happy with AFS, I called to move my payment a few times and they were always very nice and super accommodating. I recommend this 1000 times over

Best Kept Secret that EVERYONE Should Be Told! I learned about AFS when I talked to my local credit union about a loan-- I was working myself to death, living beyond my means and struggling for a long time, and I was looking to relocate and change my lifestyle for good. The teller said even if I was approved, it wouldn't be the help I needed, and she told me about this FREE debt management to lower my bills and pay everything back in 5 years or less. I just completed year one, my bills are cut in half, and I was able to change many things for the better. I will forever be grateful. I had never heard of anything like this before... and I think everyone should know. If you are considering this for your financial well being, don't wait-- it's a life changer.

Nice and friendly team Nice and friendly team, always willing to help. They kinda became family after 5 years!

AFS completely changed my financial life I am grateful from the bottom of my heart for the help and advice I got American Financial Solutions when I called them three years ago. I was flailing and terrified and didn't know how I was going to ever get out of the financial spiral I was in, and I didn't know there were organizations that could intercede on your behalf and help you get on a manageable repayment plan. If you're on the fence, give them a call and ask them what your options are. The plan I'm on feels like magic--the interest I was paying went down to almost zero, so I don't have to feel any urgency about my repayment plan, and I can just move forward slow-and-steady. Thank you, AFS! You have been such a key piece of me turning my financial situation around and getting back on solid ground.