Great Experience Every person I have worked with over the phone at AFS has been great. Any time I called to make an extra payment, they would be genuinely excited for me. They must have a great company culture and have a team of individuals who actually care about helping people. They negotiated a payment plan for 6 years at half the normal interest rate for my 2 credit cards. I was able to pay it off in 3.5 years. Highly recommend using this company.

Blood pressure, . check 5 Stars on helping me through rough times. Kudos to ALL the knowledgeable and professional individuals at AFS, . thank you for making my ride to financial freedom smoother and keeping my blood pressure on the down low. Will definitely share and spread this amazing experience.

I chose to go with AFS because they are a non profit. I chose to go with AFS because they are a nonprofit and didn't come across as predatory. Every time I had a question, I called and a representative was always kind and helpful. When I was able to pay my debt down earlier than expected, they were accommodating and made it easy.

Very trustworthy and helpful They had been very helpful in getting me to my goal of financial stability and getting rid of debt. They have been there for me for years as I slowly but surely followed the plan and successfully completed the program.

Helped me pay on time I am finished paying my credit cards off! American Financial negotiated lower interest rates on my balances and my payments were always on time. Thank you! 😄😄😄