Best Kept Secret that EVERYONE Should Be Told! I learned about AFS when I talked to my local credit union about a loan-- I was working myself to death, living beyond my means and struggling for a long time, and I was looking to relocate and change my lifestyle for good. The teller said even if I was approved, it wouldn't be the help I needed, and she told me about this FREE debt management to lower my bills and pay everything back in 5 years or less. I just completed year one, my bills are cut in half, and I was able to change many things for the better. I will forever be grateful. I had never heard of anything like this before... and I think everyone should know. If you are considering this for your financial well being, don't wait-- it's a life changer.

I have only been with AFS for 3 weeks I have only been with AFS for 3 weeks, but already I am very impressed. They make you feel valuable, not ashamed for mistakes you've made with credit. We ALL have been there, in one way or another. No one is perfect (except Jesus). Anyways, they've been a HUGE support and liason between our creditors and myself. I highly recommend them!

AFS completely changed my financial life I am grateful from the bottom of my heart for the help and advice I got American Financial Solutions when I called them three years ago. I was flailing and terrified and didn't know how I was going to ever get out of the financial spiral I was in, and I didn't know there were organizations that could intercede on your behalf and help you get on a manageable repayment plan. If you're on the fence, give them a call and ask them what your options are. The plan I'm on feels like magic--the interest I was paying went down to almost zero, so I don't have to feel any urgency about my repayment plan, and I can just move forward slow-and-steady. Thank you, AFS! You have been such a key piece of me turning my financial situation around and getting back on solid ground.

helped me so much AFS made this so doable. I was overwhelmed by so many cards and so much debt, but AFS helped make things really manageable. They were really communicative and everything went so smoothly. I made my last payment this moth and it feels SO great!

Great Experience Every person I have worked with over the phone at AFS has been great. Any time I called to make an extra payment, they would be genuinely excited for me. They must have a great company culture and have a team of individuals who actually care about helping people. They negotiated a payment plan for 6 years at half the normal interest rate for my 2 credit cards. I was able to pay it off in 3.5 years. Highly recommend using this company.