I have only been with AFS for 3 weeks I have only been with AFS for 3 weeks, but already I am very impressed. They make you feel valuable, not ashamed for mistakes you've made with credit. We ALL have been there, in one way or another. No one is perfect (except Jesus). Anyways, they've been a HUGE support and liason between our creditors and myself. I highly recommend them!

Amazingly easy experience- I was with… Amazingly easy experience- I was with them five years- I paid of all my 33k of my debt. Yesterday I made my last payment all debt is paid!! Very exciting. Everytime you call they pick up fast- very friendly and know what they are doing. Trying to face a mound full of bills is overwhelming, American financial made it manageable. For anyone thinking off doing this to pay off old debt ( it’s never going away) this company is the one to go with. I will miss them!

Best Kept Secret that EVERYONE Should Be Told! I learned about AFS when I talked to my local credit union about a loan-- I was working myself to death, living beyond my means and struggling for a long time, and I was looking to relocate and change my lifestyle for good. The teller said even if I was approved, it wouldn't be the help I needed, and she told me about this FREE debt management to lower my bills and pay everything back in 5 years or less. I just completed year one, my bills are cut in half, and I was able to change many things for the better. I will forever be grateful. I had never heard of anything like this before... and I think everyone should know. If you are considering this for your financial well being, don't wait-- it's a life changer.

Great Experience Every person I have worked with over the phone at AFS has been great. Any time I called to make an extra payment, they would be genuinely excited for me. They must have a great company culture and have a team of individuals who actually care about helping people. They negotiated a payment plan for 6 years at half the normal interest rate for my 2 credit cards. I was able to pay it off in 3.5 years. Highly recommend using this company.

Each person that I spoke with Each person that I spoke with, was extremely helpful!