AFS completely changed my financial life I am grateful from the bottom of my heart for the help and advice I got American Financial Solutions when I called them three years ago. I was flailing and terrified and didn't know how I was going to ever get out of the financial spiral I was in, and I didn't know there were organizations that could intercede on your behalf and help you get on a manageable repayment plan. If you're on the fence, give them a call and ask them what your options are. The plan I'm on feels like magic--the interest I was paying went down to almost zero, so I don't have to feel any urgency about my repayment plan, and I can just move forward slow-and-steady. Thank you, AFS! You have been such a key piece of me turning my financial situation around and getting back on solid ground.

Recommend for debt consolidation No issues with the service so far, one year into it. Glad to be paying off credit card debt faster than it would take with minimum payments and high APR.

AFS is a ray of hope in a dark situation… It’s a shame more people don’t know about AFS. We got into a bad financial position due to some life traumas and were desperate for help. Through some Google research I came across AFS. I was very skeptical and waited for months before actually signing up. I just couldn’t believe that creditors would lower my interest rates and work with me when I wasn’t even behind. Everything AFS told me was true. It’s hard work! It’s a struggle every month but it’s a better option than bankruptcy and there is finally light at the end of the tunnel. We are 8 months in and I love looking at my monthly statements and seeing how far we’ve come.

Best Kept Secret that EVERYONE Should Be Told! I learned about AFS when I talked to my local credit union about a loan-- I was working myself to death, living beyond my means and struggling for a long time, and I was looking to relocate and change my lifestyle for good. The teller said even if I was approved, it wouldn't be the help I needed, and she told me about this FREE debt management to lower my bills and pay everything back in 5 years or less. I just completed year one, my bills are cut in half, and I was able to change many things for the better. I will forever be grateful. I had never heard of anything like this before... and I think everyone should know. If you are considering this for your financial well being, don't wait-- it's a life changer.

What started out with a phone call to… What started out with a phone call to inquire about debt consolidation, ended with the best decision I’ve made to be debt free!! I was quoted one affordable monthly bill which at first seemed a little overwhelming but I made it a priority each month for a couple of years and now I am debt free and my credit is on the rise!! Definitely would recommend this company to anyone needing help with debt relief!!