I chose to go with AFS because they are a non profit. I chose to go with AFS because they are a nonprofit and didn't come across as predatory. Every time I had a question, I called and a representative was always kind and helpful. When I was able to pay my debt down earlier than expected, they were accommodating and made it easy.

Great Experience Every person I have worked with over the phone at AFS has been great. Any time I called to make an extra payment, they would be genuinely excited for me. They must have a great company culture and have a team of individuals who actually care about helping people. They negotiated a payment plan for 6 years at half the normal interest rate for my 2 credit cards. I was able to pay it off in 3.5 years. Highly recommend using this company.

AFS completely changed my financial life I am grateful from the bottom of my heart for the help and advice I got American Financial Solutions when I called them three years ago. I was flailing and terrified and didn't know how I was going to ever get out of the financial spiral I was in, and I didn't know there were organizations that could intercede on your behalf and help you get on a manageable repayment plan. If you're on the fence, give them a call and ask them what your options are. The plan I'm on feels like magic--the interest I was paying went down to almost zero, so I don't have to feel any urgency about my repayment plan, and I can just move forward slow-and-steady. Thank you, AFS! You have been such a key piece of me turning my financial situation around and getting back on solid ground.

Amazingly easy experience- I was with… Amazingly easy experience- I was with them five years- I paid of all my 33k of my debt. Yesterday I made my last payment all debt is paid!! Very exciting. Everytime you call they pick up fast- very friendly and know what they are doing. Trying to face a mound full of bills is overwhelming, American financial made it manageable. For anyone thinking off doing this to pay off old debt ( it’s never going away) this company is the one to go with. I will miss them!

It was wonderful It was wonderful, so easy and convenient