Recommend for debt consolidation No issues with the service so far, one year into it. Glad to be paying off credit card debt faster than it would take with minimum payments and high APR.

I chose to go with AFS because they are a non profit. I chose to go with AFS because they are a nonprofit and didn't come across as predatory. Every time I had a question, I called and a representative was always kind and helpful. When I was able to pay my debt down earlier than expected, they were accommodating and made it easy.

Amazingly easy experience- I was with… Amazingly easy experience- I was with them five years- I paid of all my 33k of my debt. Yesterday I made my last payment all debt is paid!! Very exciting. Everytime you call they pick up fast- very friendly and know what they are doing. Trying to face a mound full of bills is overwhelming, American financial made it manageable. For anyone thinking off doing this to pay off old debt ( it’s never going away) this company is the one to go with. I will miss them!

AFS completely changed my financial life I am grateful from the bottom of my heart for the help and advice I got American Financial Solutions when I called them three years ago. I was flailing and terrified and didn't know how I was going to ever get out of the financial spiral I was in, and I didn't know there were organizations that could intercede on your behalf and help you get on a manageable repayment plan. If you're on the fence, give them a call and ask them what your options are. The plan I'm on feels like magic--the interest I was paying went down to almost zero, so I don't have to feel any urgency about my repayment plan, and I can just move forward slow-and-steady. Thank you, AFS! You have been such a key piece of me turning my financial situation around and getting back on solid ground.

It was wonderful It was wonderful, so easy and convenient