What started out with a phone call to… What started out with a phone call to inquire about debt consolidation, ended with the best decision I’ve made to be debt free!! I was quoted one affordable monthly bill which at first seemed a little overwhelming but I made it a priority each month for a couple of years and now I am debt free and my credit is on the rise!! Definitely would recommend this company to anyone needing help with debt relief!!

Each person that I spoke with Each person that I spoke with, was extremely helpful!

Best Kept Secret that EVERYONE Should Be Told! I learned about AFS when I talked to my local credit union about a loan-- I was working myself to death, living beyond my means and struggling for a long time, and I was looking to relocate and change my lifestyle for good. The teller said even if I was approved, it wouldn't be the help I needed, and she told me about this FREE debt management to lower my bills and pay everything back in 5 years or less. I just completed year one, my bills are cut in half, and I was able to change many things for the better. I will forever be grateful. I had never heard of anything like this before... and I think everyone should know. If you are considering this for your financial well being, don't wait-- it's a life changer.

I chose to go with AFS because they are a non profit. I chose to go with AFS because they are a nonprofit and didn't come across as predatory. Every time I had a question, I called and a representative was always kind and helpful. When I was able to pay my debt down earlier than expected, they were accommodating and made it easy.

helped me so much AFS made this so doable. I was overwhelmed by so many cards and so much debt, but AFS helped make things really manageable. They were really communicative and everything went so smoothly. I made my last payment this moth and it feels SO great!