Helped me pay on time I am finished paying my credit cards off! American Financial negotiated lower interest rates on my balances and my payments were always on time. Thank you! 😄😄😄

Great Experience Every person I have worked with over the phone at AFS has been great. Any time I called to make an extra payment, they would be genuinely excited for me. They must have a great company culture and have a team of individuals who actually care about helping people. They negotiated a payment plan for 6 years at half the normal interest rate for my 2 credit cards. I was able to pay it off in 3.5 years. Highly recommend using this company.

Best Kept Secret that EVERYONE Should Be Told! I learned about AFS when I talked to my local credit union about a loan-- I was working myself to death, living beyond my means and struggling for a long time, and I was looking to relocate and change my lifestyle for good. The teller said even if I was approved, it wouldn't be the help I needed, and she told me about this FREE debt management to lower my bills and pay everything back in 5 years or less. I just completed year one, my bills are cut in half, and I was able to change many things for the better. I will forever be grateful. I had never heard of anything like this before... and I think everyone should know. If you are considering this for your financial well being, don't wait-- it's a life changer.

I can’t believe my debt is paid. I remember in 2020 I had this panic that I had so much debt and it was never going to be paid. Fast forward to today and it’s over!! It’s all repaid. I am so happy with AFS, I called to move my payment a few times and they were always very nice and super accommodating. I recommend this 1000 times over

It was wonderful It was wonderful, so easy and convenient