Amazingly easy experience- I was with… Amazingly easy experience- I was with them five years- I paid of all my 33k of my debt. Yesterday I made my last payment all debt is paid!! Very exciting. Everytime you call they pick up fast- very friendly and know what they are doing. Trying to face a mound full of bills is overwhelming, American financial made it manageable. For anyone thinking off doing this to pay off old debt ( it’s never going away) this company is the one to go with. I will miss them!

Great Experience Every person I have worked with over the phone at AFS has been great. Any time I called to make an extra payment, they would be genuinely excited for me. They must have a great company culture and have a team of individuals who actually care about helping people. They negotiated a payment plan for 6 years at half the normal interest rate for my 2 credit cards. I was able to pay it off in 3.5 years. Highly recommend using this company.

I chose to go with AFS because they are a non profit. I chose to go with AFS because they are a nonprofit and didn't come across as predatory. Every time I had a question, I called and a representative was always kind and helpful. When I was able to pay my debt down earlier than expected, they were accommodating and made it easy.

Best Kept Secret that EVERYONE Should Be Told! I learned about AFS when I talked to my local credit union about a loan-- I was working myself to death, living beyond my means and struggling for a long time, and I was looking to relocate and change my lifestyle for good. The teller said even if I was approved, it wouldn't be the help I needed, and she told me about this FREE debt management to lower my bills and pay everything back in 5 years or less. I just completed year one, my bills are cut in half, and I was able to change many things for the better. I will forever be grateful. I had never heard of anything like this before... and I think everyone should know. If you are considering this for your financial well being, don't wait-- it's a life changer.

Thank you Karen York for calling me and… Thank you Karen York for calling me and helping me set up everything I needed. Thanks for explaining everything I needed to know. I’m grateful for everything you have done. Vicki Mull