Did not have to deal with some… Did not have to deal with some ignorant, unethical, person who will try to use bully tactics for payment. Additionally I save 100$ on my first payment.

They have been easy to work with… They have been easy to work with through email and the website. The only downside today was I had my card locked because it was missing I unlocked it and went online to pay it but had to choose a new payment plan when this would have been my last payment.

I thank you for working with me I've… I thank you for working with me I've been irresponsible and would ignore the debt I owed but you still helped me setup up an affordable payment plan I'm grateful to take care of this debt

They do not give credit if you pay… They do not give credit if you pay extra or early. I set up an arrangement and made a payment before my first payment was due. The second payment was drafted as agreed. However, the final payment they attempted was for the full amount originally scheduled, not taking into consideration that I had made an early payment thus making my final balance less than my final payment amount. When I try to call, I get several rings and then a disconnection. When I try to email, I receive a message telling me to call.

I’ve never had a credit collector send… I’ve never had a credit collector send me a text with payment plan options I hate talking on the phone and it’s what normally holds me back from reaching out to company’s especially collectors and being able to communicate via text took a lot of the stress out of it for me! Thank you