They do not give credit if you pay… They do not give credit if you pay extra or early. I set up an arrangement and made a payment before my first payment was due. The second payment was drafted as agreed. However, the final payment they attempted was for the full amount originally scheduled, not taking into consideration that I had made an early payment thus making my final balance less than my final payment amount. When I try to call, I get several rings and then a disconnection. When I try to email, I receive a message telling me to call.

Flexible options to meet my budget It was great to have several payment options to make sure my account was paid in full as quickly as possible and still within the confines of my tight budget. It was quick and easy to do it, in my own timing, on the computer, rather than through a phone call when I was trying to work.

Thank you for giving me so many chances… Thank you for giving me so many chances and being understanding when I got laid off from my job and thank you for giving me a discount on affordable rates that I can afford with in my budget. 5 Stars all the way! A Wilson

I thank you for working with me I've… I thank you for working with me I've been irresponsible and would ignore the debt I owed but you still helped me setup up an affordable payment plan I'm grateful to take care of this debt

I’ve never had a credit collector send… I’ve never had a credit collector send me a text with payment plan options I hate talking on the phone and it’s what normally holds me back from reaching out to company’s especially collectors and being able to communicate via text took a lot of the stress out of it for me! Thank you