Waste of time The representative from Navicore was very nice and knowledgeable but there's nothing they can do for you if you are unemployed at the moment without an income and can't make any payment. No bank or credit counseling company will be willing to reduce the debt or interest rate on your credit cards including Navicore without you making some kind of payment. I called Navicore because I was being pressured by the banks to call them and I want to comply but for someone in my position it's a waste of time. Besides that, anything Navicore can do for me, I can do on my own by dealing with the banks directly and probably in less time. This is a follow up reply/edit to Navicore's reply to me: I appreciate you reaching out but as I already said above, I am not in a position to make any payments whatsoever unfortunately which is why I said it's a waste of time for me right now, it's premature and frankly I don't need anyone being "part of my journey". But the bank won't stop calling and telling me to call Navicore so I didn't want to not comply. When I have an income again I'll make my payments. As I already explained I don't see what you can do to help unless you are willing to lower my debt and/or interest rate WITHOUT me making any type of payment whatsoever which I know you won't do. If you can do that then I'll contact you again. Can you do that? If not then why would you ask me to call you again?

The customer service is A+ The customer service is A+. I have 5 months left in my 5 year plan. The payments were promptly reflected in my credit statements. It's important to note that some creditors will report your accounts closed. However, I have watched my credit scores soar as the balances are reduced. Navicore negotiated drastic reductions in my interest rate that allowed me to pay over $60,000 in 5 years. Navicore has been a savior.

I appreciate the help I have been given… I appreciate the help I have been given to pay down my credit.. I would like to see Navicore Solutions give me an appreciation for staying with the group and committing to my payment plan. Maybe giving me a credit for three months of service fee (50.00). Which could be applied to one of my creditors. A Christmas bonus. Yes. But I’m grateful.

5 Stars, Highly Recommend I have ALWAYS gotten fantastic customer service from you all. Everything is laid out for you and is easy to understand. I have had such peace of mind knowing my debt is actually going down instead of losing my rear end on interest alone. Thank you so very much for all you've done to help me as well as others!!

I was drowning in credit card payments… I was drowning in credit card payments without making a dent in my accounts. With the assistance from Navicore Solutions, I have been able to pay all my credit cards in one monthly payment, the APR has been reduced or eliminated and I can see a real difference in my account totals. Navicore Solutions saved my lifeQ!