The program was difficult at the start… The program was difficult at the start because I had never been in a situation like it before. The calls and letters from creditors were hard to take. I wanted instant results. At the seven month of the program things started getting settled nd I was very happy. I still have along way to go but I am currently satisfied with the program.

I think we need to start a class action… I've since talked to Elizabeth and I'm hoping all my concerns are met. She was very engaged to what I was concerned about, and didn't try to push the blame elsewhere. She explained more than anyone else I've talked to and assured me that my debt would be gone before the end of my contract. She spoke calmly and directly, didn't interrupt me . Great props for Elizabeth.

Don't go with them opened the account to help pay off my debt because after I had my son I used some of my credit cards to pay his hospital bill, and it just stated accumulating more. I was given an amount that they would negotiate and that would be what I would pay, but as the time went on my bill kept getting higher and I ended up paying much more than what I originally owed. I ended up pulling out my biggest account and settling it on my own. Live and learn, I would never recommend this company to anyone. They don't help, they just add to the stress.

Jina Underwood I “inherited” a 50k debt when my Uncle died of Covid last year. For 3 months I communicated with Jina Underwood for the purpose of resolving this debt. There were many frustrations and bumps in the road in this process mostly due to externalities. There were times I wanted to scream at someone but it was difficult if not impossible to determine who was blameworthy. All during this process Jina was professional, courteous and most important honorable in the way she handled each problem that arose. There are many dubious debt resolution businesses out there I’m sure but I will have say based on my one experience that Net Debt is legitimate.

These Gals and Guys took one of the… These Gals and Guys took one of the most embarrassing and stressful times of my life and made it easier to deal with. Now whenever I get one of th8 "get ready to go to court and lose everything you have" messages, cause just let the calls go to voicemail as advised, I know it is just bluff.