Thank you for all your help I'm really… Thank you for all your help I'm really happy that you settled lower then what they wanted thank you so much.

So glad I made this decision! I am only a week into my plan with Payless USA, however, I can tell it was a very good decision! I was given a clear timeline of when my debts would be paid and I would have financial freedom! Danielle Villamor helped me with the enrollment process, and she has been beyond helpful, I appreciate her assistance and knowing she is with me throughout my steps to financial freedom!

I received a pre-approved offer for… I received a pre-approved offer for $50,000 6% interest. It was not true. I told them up front that my credit is poor right now because I just moved and had a lot of extra expenses so I had to use a lot of credit cards that I normally would not have done. I made that clear up front. They wasted my time. We're unable to do what they gave me a pre-approved offer for. And I'm very annoyed. If they would have just been upfront and honest when I explain the situation and told me right away that they would not be able to do what they gave me the pre-approved offer for that would have been fine. They did not do that. I could hear them in the background with what sounded like a spinning wheel like a gambling wheel, and I asked the person I was speaking to about it and he said that it was because it was Friday and they were celebrating all their wins. Now it's not like I don't expect people to make money when they are lending money but this is not that. The documentation I received made it seem like they were the lender. They are not the lender. They are a broker. That is not what I was looking for and I was not happy.

Honesty is the best way to learning how to get out of debt easier and faster My credit Manager went above and beyond. He took all the time I needed to help me and listened to my struggles and he went above and beyond to give me the best experience to get out of debt easier I will continue to support Payless. I would recommend Payless to anyone 3>

PaylessUSA is NOT a Lender, but a Debt Consolidation Broker!! Nothing against debt consolidation brokers offering soothing relief to people going through debt challenges, but to send letters in the mail offering people sub-prime loans when they are not lenders at all, but debt counselors making commissions on every customer they 'help' is classic telemarketing boiler room bait and switch scamming at its finest and given they only incorporated earlier this year I have a feeling they know it too--RUN don't walk!!