PaylessUSA is NOT a Lender, but a Debt Consolidation Broker!! Nothing against debt consolidation brokers offering soothing relief to people going through debt challenges, but to send letters in the mail offering people sub-prime loans when they are not lenders at all, but debt counselors making commissions on every customer they 'help' is classic telemarketing boiler room bait and switch scamming at its finest and given they only incorporated earlier this year I have a feeling they know it too--RUN don't walk!!

Relief for a woman with great dreams I was interviewed and assisted by Jonathan Estrella as I did receive an email from Danielle stating an agreed time but somehow I missed her call. When I replied she quickly re-assigned my file to Jonathan who performed excellent customer care and was easy to speak with as financial matters are a delicate, personal, and often times evoke shame and guilt as a result of having poor stewardship in the past or difficult circumstances an individual wants help resolving, yet is full of shame and regret for getting in that position in the first place. Well, at least that was true for me. I was excited to know there was a healthy (financially) solution that would mend my creditUNworthiness and find some breathing room in my monthly budget to pursue the missions and ministries I desire to engage in. I am extremely appreciative and was delighted to work with Jonathan.

Saul Ramos an amazing Financial Consultant Saul was over the top he’s amazing never once did he make me feel bad about my poor decision making. He helped me understand what I was signing up for, provided excellent feedback, never once did he make me feel like my questions were stupid, down to earth and relatable. We need more Saul in the world!

So glad I made this decision! I am only a week into my plan with Payless USA, however, I can tell it was a very good decision! I was given a clear timeline of when my debts would be paid and I would have financial freedom! Danielle Villamor helped me with the enrollment process, and she has been beyond helpful, I appreciate her assistance and knowing she is with me throughout my steps to financial freedom!

Michael is the best salesperson I have… Michael is the best salesperson I have ever worked with and he is bilingual! Helps out me and my family. So happy to have him as my advisor!