Kind agents win my trust. Saul Ramos is very knowledgeable. He made sure that I understood everything. I feel like he cared about me and not his bottom line. It's nice to be guided through something by a patient agent.

I received a pre-approved offer for… I received a pre-approved offer for $50,000 6% interest. It was not true. I told them up front that my credit is poor right now because I just moved and had a lot of extra expenses so I had to use a lot of credit cards that I normally would not have done. I made that clear up front. They wasted my time. We're unable to do what they gave me a pre-approved offer for. And I'm very annoyed. If they would have just been upfront and honest when I explain the situation and told me right away that they would not be able to do what they gave me the pre-approved offer for that would have been fine. They did not do that. I could hear them in the background with what sounded like a spinning wheel like a gambling wheel, and I asked the person I was speaking to about it and he said that it was because it was Friday and they were celebrating all their wins. Now it's not like I don't expect people to make money when they are lending money but this is not that. The documentation I received made it seem like they were the lender. They are not the lender. They are a broker. That is not what I was looking for and I was not happy.

PaylessUSA is NOT a Lender, but a Debt Consolidation Broker!! Nothing against debt consolidation brokers offering soothing relief to people going through debt challenges, but to send letters in the mail offering people sub-prime loans when they are not lenders at all, but debt counselors making commissions on every customer they 'help' is classic telemarketing boiler room bait and switch scamming at its finest and given they only incorporated earlier this year I have a feeling they know it too--RUN don't walk!!

Danielle is very knowledgeable in her… Danielle is very knowledgeable in her field of work, she was able to convinced me to enroll on this program, she was able to answered satisfactory all my questions accordingly. Strongly an asset to your business

Saul answered all my questions and… Saul answered all my questions and concerns, he was very kind and didn't judge me or make me feel less then deserving of his help. He was available to me ti answer any questions that popped up and addressed all of my concerns. Thank You Saul for helping me and giving me the opportunity to get my life on track again instead if just living in survival mode.