It was a horrible experience It was a horrible experience. I only need a few weeks respite from my weekly loan payments but kept me on with lies, manipulations and intimidations. The sales and account reps seemed nice and supportive initially, but when I had questions, they started ghosting me. I was ready to pay my debt of $95K after few weeks but they lied to me saying would get a better deal after a few more weeks but this was to feather their nests. They ended up charging 36K as their fees with me still owing $16k. Please stay away from them. It was a triple jeopardy.

OMG The Best OMG! I had to reach out and put a review. My life was in such a bad place but thank God I reach out to a place called MCA Debt Advisors. Everybody was absolutely pleasant and wonderful. From the first conversation with Mike Shelby and couple others that I talk too. I had a pleasure of working with Mini Robin's who was my rep negotiator in taking care of my horrendous creditor, who was harassing my family day and night. Mini was professional ,caring and accommodating to my needs ,she literally went over everything step by step and even kept me updated on my file. She literally did exactly what she said she will do. She saved my business and probably my life. I was getting ready to file bankruptcy. She literally went above and beyond and save me thousands monthly. I am forever grateful for MCA and Mini Robins. I will recommend if someone's going through financial hardship. Reach out to MCA.rI will definitely refer you all to my family and friends I am forever grateful! Courtney Baisch

Mini Robins and Laura Smith Mini Robins and Laura Smith helped renegotiated 2 loans and I got a great settlement price. They were courteous always responsive to my questions.

WARNING: You can negotiate settlements without their help. You can negotiate settlements without the help of this company. They are basically capitalizing on people's lack of knowledge of how to deal with MCA creditors. They got $1500 from me before I did my homework and realized I was getting scammed, so shame on me, but you don't need these folks to negotiate a settlement.

MCA handled our complicated case. MCA worked with us, we had a very complicated case and they took us under there wing, we stayed the course and all debits have been settled and paid in full. They are knowledgeable, fair, friendly and take the time to explain everything in detail. If you are ever in the place that you need there services, I would choose them over a lot of the other companies. They have the knowledge and long standing professional relationships which gives them the edge with everyone else.