No regrets! They always took the time to explain each step of the process. Every week they would call and ask if I had any questions or if there was anything to report. They would respond right away via phone or email if/when I had anything to ask or report.

WARNING: You can negotiate settlements without their help. You can negotiate settlements without the help of this company. They are basically capitalizing on people's lack of knowledge of how to deal with MCA creditors. They got $1500 from me before I did my homework and realized I was getting scammed, so shame on me, but you don't need these folks to negotiate a settlement.

MCA handled our complicated case. MCA worked with us, we had a very complicated case and they took us under there wing, we stayed the course and all debits have been settled and paid in full. They are knowledgeable, fair, friendly and take the time to explain everything in detail. If you are ever in the place that you need there services, I would choose them over a lot of the other companies. They have the knowledge and long standing professional relationships which gives them the edge with everyone else.

It was a horrible experience It was a horrible experience. I only need a few weeks respite from my weekly loan payments but kept me on with lies, manipulations and intimidations. The sales and account reps seemed nice and supportive initially, but when I had questions, they started ghosting me. I was ready to pay my debt of $95K after few weeks but they lied to me saying would get a better deal after a few more weeks but this was to feather their nests. They ended up charging 36K as their fees with me still owing $16k. Please stay away from them. It was a triple jeopardy.

BAD Company Warning !!! This Company is the worst company I ever had to deal with. They start nice excepting your money and your phone calls but once they collect their upfront fees everything changes. You are no longer able to contact them by phone and they don't return calls until two or three days later. Now I'm getting calls from my creditor whom they were supposed to handle but I'm left to deal with it on my own and now I'm out of a few more thousand dollars in fees that were paid to them. If anyone reads this "DO NOT USE THIS COMPANY" at all