Tried getting a loan from my credit… Tried getting a loan from my credit union but seems money is tight these days. Then a mail offer came in from these guys so I gave them a try. I got funded in a week at a good rate and term. If you need some money, try these guys.

So far it has been a great experience… So far it has been a great experience working with Tim setting up the account and the welcome call was nice. The woman I spoke with on the phone was very pleasant and thorough. I’m looking forward to working through getting rid of my debt.

Bait and switch Bait and switch. I got a "pre-approved" flyer in the mail talking about how they specialize in personal loans for consolidation, and my rate would be between 2.92 and 4.99. When I called and gave them basic info (like how I already have a primary mortgage and home equity loan) I was told someone would call me back. I got a call back from a company called Century Services, where they only wanted to push me into a "debt settlement" situation. For those who don't know what this is, it involves stopping payments on all of your credit cards and paying money to the debt settlement company, so they have something to "offer" the credit companies after about six months. In the meantime, your credit gets hammered, you run the risk of getting sued, and you will probably be called and harassed by creditors a thousand times. At the end they tack on a 25% fee of all of the debt settled. No thank you! I wanted a loan to consolidate at a lower rate, not to default on all my credit. Throw the flyer away!

New Fidelity did an amazing job if… New Fidelity did an amazing job if helping me get my debt consolidated. I just started with them but am already relieved that I’ve got professionals on my team. They made sure that I am satisfied, and yes I am. I am going to debt free now! Highly recommend this company. They worked tirelessly to ensure that I was comfortable and satisfied every step of the way.

You guys are awesome! -