Bait and switch Bait and switch. I got a "pre-approved" flyer in the mail talking about how they specialize in personal loans for consolidation, and my rate would be between 2.92 and 4.99. When I called and gave them basic info (like how I already have a primary mortgage and home equity loan) I was told someone would call me back. I got a call back from a company called Century Services, where they only wanted to push me into a "debt settlement" situation. For those who don't know what this is, it involves stopping payments on all of your credit cards and paying money to the debt settlement company, so they have something to "offer" the credit companies after about six months. In the meantime, your credit gets hammered, you run the risk of getting sued, and you will probably be called and harassed by creditors a thousand times. At the end they tack on a 25% fee of all of the debt settled. No thank you! I wanted a loan to consolidate at a lower rate, not to default on all my credit. Throw the flyer away!

I took out a personal loan and chose to… I took out a personal loan and chose to do it through New Fidelity, considering the interest rate they offered as the primary factor. Another thing was that, when I was looking at the options online, the terms were flexible. The application process was simple and was made very easy. I was able to work in my own time frame and take the time I wanted to look at it before I decided whether or not I wanted to do it. I never felt like I was being solicited by anyone. I didn’t feel any pressure. And then, within a few days, I was approved. It was quick.

New fildelity funding seemed like they… New fildelity funding seemed like they could handle more of my debt than the other company could. They reached out to me and I've talked to them a few times. We talked a little bit about some of the settlements, and conditions that would happen during the program. They were pretty responsive, and they helped me understand some of the terms in their program. Everything went pretty well. They helped me set up a dedicated banking account for the payment plan. They're monitoring the credit served and they're pulling the money out, so it's working. I’ve had a couple of settlements already. Working with them has definitely helped lower the stress factor. At this point I'm able to meet all my monthly commitments and I'll be debt free (completely!) in about three years so looking forward to that!

Makes Possibilities become Realities Makes Possibilities become Realities I was very happy about the entire process. I felt the terms were perfect and funding went fast. I think New Fidelity gives you the opportunity to step up your game and reach your goals. Dan was very great to work and kept me posted all the way.

I found the process easy and the people… I found the process easy and the people I talked to were wonderful... Thank-you for helping me and being so kind. xoxoxo. EVERYONE THAT WORKS HERE IS WONDERFUL. I CAN'T WAIT TO START THE PROGRAM.