It is fine Oh my gosh. I am finally writing a review after a week of daily begging from Haven Life. Pretty good experience overall but it is life insurance. So a bit of a pain and not very transparent as to what is affecting rates. I got a good policy approved in under a month which is great. My rate was surprisingly high. I have several mild health issues but taken together they probably provide cover to rate my higher risk. I am pretty sure I could have gotten (and may still) a better rate if I had gone the traditional route. But that is even more invasive and time consuming. I am giving a 3 because of rate and lack of reasons for rate and because - it is life insurance - which in my experience is never very pleasant.

The insurance application process with… The insurance application process with Haven Life was seamless. I applied online on 3/8 and received a call within about 24 hours to schedule the paramedical exam. The appt set for 4/2, due to my schedule (requested a Saturday appt). The nurse came to my home, exam took about 15 minutes (verify my info, BP check in both arms, blood drawn, urine collection). Those results were available on 4/8. I received a few follow up questions 2 days later regarding prior prescriptions and medical tests from the underwriter. Answered those promptly, and my policy was approved on 4/20. Overall process was less than 30 days, excluding the wait time for the paramedical exam, which was due to my scheduling.

Easy Options The website is easy to review. Coverage level I requested meant testing. That was a little clunky due to communication between their 3rd party, but haven life agents were timely with email communication. Overall the rate was a little higher than expected, but glad to have the insurance. Really liked using the slider to determine the final coverage. After policy issued, website shows a new perk so come so looking forward to seeing what that is about

Applying for life insurance in your…40’s Applying for life insurance in your 40’s is exhausting!! But at least Haven made it as easy as possible! Everything is efficiently handled through email. Communication is excellent, they give updates all along the way. Scheduling the bloodwork is easy and convenient. Plus, the rate was better than other companies. Easy to sign off on paperwork.

Haven Life is just what I was looking for! Haven Life is just what I was looking for. I had been turned down for life insurance by other companies due to previous medical history. Haven life went further to find out if I qualified. Happy to say I now have coverage for more than I was expecting at a lower monthly cost! Feel much better now.