Embrace has been very helpful so far! Embrace has been very helpful so far. I do recommend getting your cat and/or dog signed up for an insurance plan as soon as you adopt them. The exclusion for pre-existing conditions can be quite harsh if you wait to sign them up. I will always sign up my furbabies for a policy right after I adopt them! It is MUCH better to have an accidental policy and never use then to have an accident and not have an insurance policy! With cats and dogs, anything can happen even if we are careful!

I expected a decent amount of coverage… I expected a decent amount of coverage from you, considering that I am paying nearly $100 per month and haven’t really filed many claims. I know my dog is older, but I didn’t adopt her until she was seven. I have only had six years of coverage. My vet bill totaled nearly $4,000, but the insurance is paying less than $200.

With me every step! I got a puppy to train as my service dog. A few weeks after we brought her home she was very sick and it went on for months. Embrace was with me every step of the way. The EoB's are easy to understand. The people I've chatted with have been very kind and so far everything has been covered. It takes the most frustrating part of a scary situation out of the equation.

Great to work with… My cat experienced a serious liver ailment. She had to be hospitalized for several days. I submitted the claim to Embrace and they settled it quickly. They kept me informed as to the progress all along the way. They copied me on emails they sent my vet, which I really appreciated. When I called them, they were friendly and helpful. I am impressed at how fast and efficiently they worked on my claim. I'm also very happy they covered my claim. I have recommended them to others and will certainly renew with the

So far not impressed I had just gotten my new Kitten. She got into some bad stuff and had to go to the hospital. It was an emergency clinic so the bill was BIG. They auto denied the claim and when I clarified it was covered by the accidental coverage within the 14 days or whatever, my claim has been stuck in limbo. I checked in with my vet and they said they have given all of the relevant information. I’m going to give it a few more days and will update my review as necessary, but so far I am not impressed.