They don’t cover your medical expenses They don’t cover your medical expenses. Only if you pay 250$ they will asume the costs from that amount. I made a claim during my trip in Vietnam and never received the money from the insurance. So, in my opinion it’s basically a scam.

The claim was approved after appeal I had an accident with my motorcycle, and first Safetywing rejected my claim because I could not prove I was wearing a helmet. They kept asking for a rescue report that did not exist. This caused me much anxiety and stress. Even sending a picture of my damaged helmet did not help. But then on appeal the decision was overturned, and I received the money for the claim a couple of days later. I must confess I did not expect them to overturn the decision, and I was very surprised the claim was approved. This restores some of my faith in Safetywing, and I will probably use them again on my next travel.

Not the worst, not the best It's a bit complicated to submit claims, and the direct billing is not guaranteed. Had to pay for a surgery since they couldn't do the direct billing and that wasn't the best experience. The reimbursement will come, but you can't count on that money.

Best travel insurance you can get I've been insured with SW for over 4 years now while traveling around the world. The customer service is always willing to answer every question (even the irrelevant ones :D) and they're very fast! Together with the new complaint approval system, it's suddenly a joy to deal with my insurance! certainly never expected that.

Great travel insurance run by real people I used my travel insurance benefit while in the US and it was a straightforward process that minimized the stress in a difficult situation. The team at SafetyWing is also great at connecting with other like-minded travelers and everyone I've ever interacted with has been friendly, helpful, and passionate about what they do.