Will use again Referred by family and easiest since no dealings w/insurance companies in the past. One call shopping with what I was seeking and not what an eager pushy agent wanted me to get to boost their commission. Will use Ramon and his crew again.

My agent really went through line by… My agent really went through line by line to explain the projected numbers between an IUL versus GUL. He gave his personal recommendation based on my current financial state and goal. Very helpful. Thanks. Entire process was very smooth and seamless.

Buying life insurance at 63 isn't easy… Buying life insurance at 63 isn't easy or cheap. The team at JRC were awesome. Communication was very good. I was always informed about the progress of the policy. I was able to purchase my policy at a reasonable rate considering my high blood pressure and cholesterol. They were a pleasure to work with on a difficult task.

Easy to work with. Easy to work with. Great Price

False Advertising Online False Advertising Online - False hope given to people searching for life insurance denied by other companies. On website states Guaranteed Life of $100,000 with no medical exam or health questions with no waiting period if you are working 20 hours a week. This is a lie. I just called and spoke to an agent who told me JRC no longer has an underwriting company which will provide this coverage so take this information off your page.