Great experience and no hassle. I am very pleased with how this entire process played out. I always knew I should have life insurance policies for my wife and I but I had been reluctant to apply because I have Type 1 Diabetes and I assumed the cost would be too expensive, or that I wouldn't qualify at all. Turns out it was all pretty painless. I qualified easily and my premium ended up being way more affordable than I had expected. JRC, specifically Justin Nelson, the agent I worked with, was a joy to work with. They/he made every part of this easy.

JRC made it easy … JRC and specifically Jason set me up with my term life policy with no muss and no fuss. There was no attempt to upsell me or steer me into anything else. Personally I'm glad I found JRC, I had put off getting life insurance because I thought it would be a hassle, Jason made it easy and I now have the peace of mind knowing that it's taken care of.

Quick process but lab results are forever to wait. It was a quick process to sign up for insurance. Agents are helpful and willing to help. However; the reason I gave 4 stars is because after 2 months after blood work is done and everything is finalized with paper work and was approved for affordable insurance, until now the results have not been sent yet. I contacted JR insurance and they keep saying that they will contact Banner to send it again but until now nothing and it has been another 2 weeks. Very inconvenient. There is no way of knowing my lab results in the system also. Made me think twice of my decisions to sign up in the first place.

Will use again Referred by family and easiest since no dealings w/insurance companies in the past. One call shopping with what I was seeking and not what an eager pushy agent wanted me to get to boost their commission. Will use Ramon and his crew again.

My agent really went through line by… My agent really went through line by line to explain the projected numbers between an IUL versus GUL. He gave his personal recommendation based on my current financial state and goal. Very helpful. Thanks. Entire process was very smooth and seamless.