Earnest

303 2nd St, Suite 401N, 94107, San Francisco, United States
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4.80
Based on 20 Reviews

5

95.00%

4

0.00%

3

0.00%

2

0.00%

1

5.00%
About Earnest

Earnest is an online lender that looks beyond a simple credit score to offer the lowest possible interest rates on student loan refinancing and personal loans. Earnest determines if someone is financially responsible by looking at thousands of data points including saving patterns, 401k investments, career growth potential, and employment history. Earnest offers a quick and easy application process online to learn about a potential client’s education and employment history and see if they are a good fit. The client dashboard makes it easy to pay off loans. Clients can tailor their loan term, minimum monthly payment, set up bi-weekly payments, make extra payments, and skip a payment and make it up later. The Earnest Client Happiness team strives every day to take the borrowing experience from robotic, to one that recognizes people as individuals. The team hears client’s stories all day and uses those to shape the future of the company. They work one on one with clients to address their questions or concerns until the issue is resolved. Earnest isn't content with providing reactive support, they push themselves to be proactive to make the borrowing process easier for their clients. If you want to help Earnest be proactive, leave a review! If you are having issues please reach out to customer service to get help.

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Bob and Maureen Harper
US

Best Student loans I had been looking for months to finance my daughters school fees. She does not get grants nor free funding. This student loan allowed her to complete her final two semesters. Very easy process and quick to pay school.

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Hemanth Vemanath
US

The entire process was smooth and… The entire process was smooth and effortless. Support was always available when needed.

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Logan Selhorst
US

Quick turnaround Quick turnaround

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Gaige Dillow
US

…totally satisfied Everything was done online and super easy to complete.

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Alok
US

Earnest don’t give the rates before and… Earnest don’t give the rates before and only gives when you submit the application. I HATE this

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