Earnest

303 2nd St, Suite 401N, 94107, San Francisco, United States
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4.80
Based on 20 Reviews

5

95.00%

4

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3

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2

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1

5.00%
About Earnest

Earnest is an online lender that looks beyond a simple credit score to offer the lowest possible interest rates on student loan refinancing and personal loans. Earnest determines if someone is financially responsible by looking at thousands of data points including saving patterns, 401k investments, career growth potential, and employment history. Earnest offers a quick and easy application process online to learn about a potential client’s education and employment history and see if they are a good fit. The client dashboard makes it easy to pay off loans. Clients can tailor their loan term, minimum monthly payment, set up bi-weekly payments, make extra payments, and skip a payment and make it up later. The Earnest Client Happiness team strives every day to take the borrowing experience from robotic, to one that recognizes people as individuals. The team hears client’s stories all day and uses those to shape the future of the company. They work one on one with clients to address their questions or concerns until the issue is resolved. Earnest isn't content with providing reactive support, they push themselves to be proactive to make the borrowing process easier for their clients. If you want to help Earnest be proactive, leave a review! If you are having issues please reach out to customer service to get help.

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Satya Susmitha
US

They are very responsive and… They are very responsive and responsible. They are the best in providing loans with good interest ❤️❤️everyone who chose earnest you guys for the deal!

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L Panda
US

Seamless easy experience! Seamless easy experience loading up documents. Kept us informed on progress through entire process. Very prompt support through entire process and decision making. Would highly recommend.

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Taylor Head
US

Easy Process!! The process was so much easier than expected! I kept thinking I was missing something but the communication with the company was so good I knew I had completed everything!

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Michael Grace
US

Life saver Been trying for years to refinance my student loans. This was quick and easy and practically effortless. Approved within 2 days, loan settled a week later. Highly recommend

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Patricia
US

Smooth and easy process What a great company! My nephew asked me to cosign for some college needs. Of course I wanted to help, but I was hoping this wasn't going to be a long difficult process as I am so busy with work; Earnest sent information needed; turned out to be so smooth, fast and easy and all worked out just so great. I was thrilled! Peace of mind knowing my nephew is all set for now and for our next application with Earnest I can hope for another smooth process. Thank you so much! You are an excellent company and your customer service is wonderful, too!

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