TransformCredit

Chicago, United States
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4.70
Based on 20 Reviews

5

90.00%

4

0.00%

3

5.00%

2

0.00%

1

5.00%
About TransformCredit

Transform Credit The US guarantor loan company that offers old-fashioned loans based on trust. Fast, flexible and straight forward. Borrow up to $7,000 with a guarantor within 24 hours. Comparison Rate 35.99% Decisions made by real people Transform Credit doesn't just let computers decide if you can have a guarantor loan. The most important thing is that you have a friend or family member who trusts you enough to guarantee to make repayments if you don't, and that you can afford to repay the loan. No Fees or Charges ever Transform Credit doesn't charge fees for applying for a loan, paying your loan off early or making a late payment. The only thing you pay is the interest agreed before the loan is paid out. A cheaper way to borrow Our guarantor loans are around ¼ th of the interest rate of a payday loan and are proven to be one of the cheapest options for anyone borrowing $3,100 - $7,000 with bad credit. Paying off your guarantor loan We've thought of as many ways as possible for you to repay your guarantor loan. Montly repayments are made automatically by Direct Debit, but you can also pay by card over the phone at any time during office hours. Interest is calculated daily so you only pay for the time you have the loan. This means if you pay the loan off early, you pay less than the agreed amount as you stop paying interest on that money immediately. Join the thousands of customers who we have helped Transform their Credit today. Please note that we are currently only accepting applications from Georgia and Illinois (only the borrower needs to be a GA or IL resident). We are soon launching in other US states.

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Lauren
US

Excellent experience Excellent experience. The lady I spoke to, did an amazing job explaining everything & assisting with all of my questions! She was fantastic! I initially was nervous giving all my personal information up front ,but they need all of this info to provide you the loan. Communication was excellent via phone and text, she eased all my concerns and made me feel confident moving forward. Do yourself a favor and use TransformCredit it was the easiest loan I’ve ever received!!! The money was deposited the same day and my bank (Bank of America) cleared it by 3:00am the next morning! This took less than 19 hours! Highly,highly recommend! 5 stars!!

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customer
US

In one of my most desperate times… In one of my most desperate times Transform was quick with their decision and payout. Compassionate and helpful!

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Gena Toler
US

They helped me when nobody else would… They helped me when nobody else would because I don't have the best of credit but I did need a cosigner and that was fine. Just because someone has what you say as fine credit doesn't mean they're not going to pay their bills and because you gave me a chance I'm grateful. You are helping me to pay off all debts to help my credit build up which I'm grateful for and that helps my credit in the process. The man that I spoke with that helped me with this loan was extremely helpful and extremely nice the entire time. He explained everything in detail and helped me understand everything completely. He was not in a rushing way whatsoever while explaining which was helpful because I am disabled mentally. Thank you again for helping me get this loan I will pay it back in full! And I cannot wait for my credit to go back up. Thank you again!

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S burnett
US

Impossible to speak customer service/be sure to read fine print. Impossible to get a customer service representative on the phone. I felt very mislead by the company, make sure you read the fine print. They only show positive reviews on their website, after checking elsewhere I found that many people were unintentionally signed up for a monthly paid subscription to the company when applying for a loan. Pretty sketchy.

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Kimberly
US

Just when you think no one can help transform credit can! I just have to say transform credit really helped me.I was at my last resort with any help.I'd called multiple lenders.Multiple people thought about filing bankruptcy and on and I called up transform credit and within 4 hours.They had me approved.Thank yall so much!

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