TransformCredit

Chicago, United States
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4.70
Based on 20 Reviews

5

90.00%

4

0.00%

3

5.00%

2

0.00%

1

5.00%
About TransformCredit

Transform Credit The US guarantor loan company that offers old-fashioned loans based on trust. Fast, flexible and straight forward. Borrow up to $7,000 with a guarantor within 24 hours. Comparison Rate 35.99% Decisions made by real people Transform Credit doesn't just let computers decide if you can have a guarantor loan. The most important thing is that you have a friend or family member who trusts you enough to guarantee to make repayments if you don't, and that you can afford to repay the loan. No Fees or Charges ever Transform Credit doesn't charge fees for applying for a loan, paying your loan off early or making a late payment. The only thing you pay is the interest agreed before the loan is paid out. A cheaper way to borrow Our guarantor loans are around ¼ th of the interest rate of a payday loan and are proven to be one of the cheapest options for anyone borrowing $3,100 - $7,000 with bad credit. Paying off your guarantor loan We've thought of as many ways as possible for you to repay your guarantor loan. Montly repayments are made automatically by Direct Debit, but you can also pay by card over the phone at any time during office hours. Interest is calculated daily so you only pay for the time you have the loan. This means if you pay the loan off early, you pay less than the agreed amount as you stop paying interest on that money immediately. Join the thousands of customers who we have helped Transform their Credit today. Please note that we are currently only accepting applications from Georgia and Illinois (only the borrower needs to be a GA or IL resident). We are soon launching in other US states.

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Lauren
GB

Excellent experience Excellent experience. The lady I spoke to, did an amazing job explaining everything & assisting with all of my questions! She was fantastic! I initially was nervous giving all my personal information up front ,but they need all of this info to provide you the loan. Communication was excellent via phone and text, she eased all my concerns and made me feel confident moving forward. Do yourself a favor and use TransformCredit it was the easiest loan I’ve ever received!!! The money was deposited the same day and my bank (Bank of America) cleared it by 3:00am the next morning! This took less than 19 hours! Highly,highly recommend! 5 stars!!

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customer
GB

Great staff Great staff. Very friendly and informative. Each interaction was friendly and pleasant. Super fast service too..

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customer
GB

In one of my most desperate times… In one of my most desperate times Transform was quick with their decision and payout. Compassionate and helpful!

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customer.B.Ring
GB

It was fast 24 hrs funds was in my bank… It was fast 24 hrs funds was in my bank Actually great customer service and I hate taking to customer service. I highly recommend trying them. And my credit isn't so good but they gave me a loan.

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Leslie
GB

I recently paid off my first loan with… I recently paid off my first loan with transform credit and soon after needed to take out another one. It was super fast and easy to get approved and paid out the money for the loan. They make it easy to understand what is happening during the process and get you paid out as quickly as possible.

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