Scott Ponick is very knowledgeable Scott Ponick is very knowledgeable. I came across a problem on my credit report, regarding an account with my ex-husband. Scott promised he would help me. He had me get in contact with the right people at FHA and the issue was resolved and I got approved. I'm grateful to him and to Mutual of Omaha for having such a professional and caring agent.

Just don’t. Started a home equity loan as a first time homebuyer. Because I was able to put 97,000 down on a 176,000 home. You would think this would motivate mutual to push the loan through. I have a great credit score and good work history. Apparently taking a year off to go to school is not good enough. Mind you this dragged on for months. All through the process they would request ridiculous items such as a letter from my employer that it’s OK for me to live in Baltimore and work in northern Virginia. They wanted a letter from my employer guaranteeing that I would work 30 hours a week even though I’m not listed as a salary employee. The hoops they try and make you jump through are ridiculous. I can’t warn people enough.

A+ Mortgage Officers & App Our mortgage officer was amazing! Joe Ansonia made sure that we had the best loan for us, and went out of his way to make sure we had access to all programs to help us make an informed decisions. Any time we had a question I knew that we could reach out to Joe and he would be able to answer it without an issue. The app for Mutual of Omaha Mortgage was user friendly and helped us to have a clear list of what was needed for us. Relieved a lot of the confusion and stress of buying a home!

Service at it's finest! Jim Scheffler and his team were instrumental during the prequalification and application process. He informed us of all the available programs that were out there and answered any question we had right away. We had wanted to make an offer on a property over a weekend and he was able to get us the information that we needed that same day. This is service at it's finest!

I'd go elsewhere for home equity products I was guided to MoOM by Lending Tree when shopping for a home equity loan. The customer satisfaction reviews looked promising, so I contacted the Mortgage Loan Originator who had reached out to me and started their process for at least seeing what rates they offered. It's been 19 days since the process started and I still haven't received an offer OR been told the rate for the loan product that I inquired about. I can tell you the ins and outs of refinancing my existing mortgage (3.25%) into a shiny new higher rate with them, (6.50%). I can take on an additional $18k in unexplained fees tacked onto my mortgage if I like. If rates drop, in 6 months I can refinance again and maybe I'll eventually get back down to the rate I ALREADY have... I cannot say for certain what my rate would be on a home equity loan because the "loan underwriter" won't offer me one because it's not the "best choice" for me. The loan originator told me that it would put my combined rate (3.25% + ???) up to 6.74%, so it had to be at least 16%. Other lenders are between 8-9%, they're up around 16%. Just something to keep in mind. No idea if this is how the company as a whole treats home equity loans, or just the Maryland office.