Nick Zbair Nick Zbair has assisted with numerous mortgages thru the years. His vast knowledge of the available products is impressive and all encompassing. He is available to borrowers and their real estate agents without fail. We have recommended him to family and friends and they have obtained financing to provide for their borrowing needs. Nick has our highest recommendation without reservation. Thank you, Nick!

The very best in his field! Mr. Dominique Sinsay is the number one agent in his career field. He’s the sole reason my disabled sister can now remain in her home. My sister faced losing her home because her income was being reduced by a third. She would not be able to make her mortgage payments. Her only hope was to apply for a HECM reverse mortgage that would eliminate her mortgage payments. However, this was a complex undertaking because of her bad credit score and extreme indebtedness. I worked on her behalf in an attempt to secure a reverse mortgage through Mutual of Omaha, the top-rated company for HECMs. We were put into contact with Mr. Sinsay who devoted hours of his time and walked us through the process and suggested ways we could improve her credit and debt to income ratio. Along the way we ran into many obstacles that Mr. Sinsay worked hard to overcome for her. For example, he personally contacted some of my sister’s biggest creditors to determine if they’d accept payment from this HECM loan should it be approved, further reducing her debt to income ratio to the point that it was acceptable. Through years of experience, skill, and determination he secured approval from Mutual of Omaha as well as the loan underwriters and the FHA. This was a Herculean task that I was afraid couldn’t be accomplished. Mr. Sinsay deserves all the credit for my sister being able to stay in her home. Many, many thanks! Jack M. Ivy, Jr. Colonel (ret), USAF

Just don’t. Started a home equity loan as a first time homebuyer. Because I was able to put 97,000 down on a 176,000 home. You would think this would motivate mutual to push the loan through. I have a great credit score and good work history. Apparently taking a year off to go to school is not good enough. Mind you this dragged on for months. All through the process they would request ridiculous items such as a letter from my employer that it’s OK for me to live in Baltimore and work in northern Virginia. They wanted a letter from my employer guaranteeing that I would work 30 hours a week even though I’m not listed as a salary employee. The hoops they try and make you jump through are ridiculous. I can’t warn people enough.

Great communication and Peter was very… Great communication and Peter was very nice and honest and upfront with the process and very fast. We had an issue with finding the right house but also had a deadline as we already sold our other house. He was able to make it work when we found the right house and still close on our original closing date.

Courteous and professional My agent Shawn he was totally awesome he was efficient he was clear and he moved this process along extremely expeditiously. He let you know exactly what you need and by when you need it as he gets it he's right on it moving you along in your process I can't say enough about him he's really good.