Great option for bad credit, quick funds delivery The application was easy and the decision was quick. More importantly the application was approved (after many declines from other banks). I would highly recommend Balance Credit if you've faced a lot of 'no's' due to bad credit. Funds were deposited next business day as promised. I didn't have to speak to anyone and feel judged for my credit history or explain why my credit history isn't great or what I plan on spending the money on. I appreciate Balance Credit taking a chance on me without having to jump through hoops.

Needed an emergency loan to go see my… Needed an emergency loan to go see my granddaughter perform in another state. Balance Credit processed and approved my application in less than 24 hours.

It is Easy. It is hard to ask for help from others but the application with Balance Credit made it easy with just a few questions to answer.

The process was easy The process was easy. The only thing that should be noted in the application is for the customer to wait 24 hours for a response in their email.

Quick Process - Too High in interest rate. The quickness of the process. I hate the word - pre-qualified which is so stupid. IF credit lenders would focus more on reading the applicant’s history that was excellent and then when COVID-19 stopped the world abd many were adversely affected by it fir various reasons and forced into bankruptcy - usually the MIDDLE CLASS people like me. The interest rate is way too high and this just a temporary measure for me as I work to rebuild my good credit history. I hope to pay it off within 90 days.