Great option for bad credit, quick funds delivery The application was easy and the decision was quick. More importantly the application was approved (after many declines from other banks). I would highly recommend Balance Credit if you've faced a lot of 'no's' due to bad credit. Funds were deposited next business day as promised. I didn't have to speak to anyone and feel judged for my credit history or explain why my credit history isn't great or what I plan on spending the money on. I appreciate Balance Credit taking a chance on me without having to jump through hoops.

Balance makes it quick and easy Balance makes it quick and easy. If I have questions the associate is very polite, professional and caring. I keep returning to borrow money so they are doing something right!

Balance Credit was very thorough and… Balance Credit was very thorough and helpful for helping me get a loan. I have tried different loan agencies to help me through hard times and nobody could help due to my low credit scores.

Quick Process - Too High in interest rate. The quickness of the process. I hate the word - pre-qualified which is so stupid. IF credit lenders would focus more on reading the applicant’s history that was excellent and then when COVID-19 stopped the world abd many were adversely affected by it fir various reasons and forced into bankruptcy - usually the MIDDLE CLASS people like me. The interest rate is way too high and this just a temporary measure for me as I work to rebuild my good credit history. I hope to pay it off within 90 days.

User Friendly The process was easy from start to finish and received approval within moments. I would recommend to anyone that is in need of emergency situations.