Tom Navarro - GREAT SERVICE! Tom Navarro - Excellent Service! Tom was extremely helpful, responsive, and knowledgeable in all aspects of the process. Everything went smooth like butter with all of our questions answered promptly. Couldn't have been happier. Thanks Chris M.

It's been a pleasure working with Tom… It's been a pleasure working with Tom Navarro. He was so helpful with the refinance process, and answered all my questions, and there were many. He is a true professional and gentleman. I shopped around extensively for the best rates and not only got the best rate, but exceptional customer service. I will definitely be returning as a client should I need mortgage/refinancing needs. I'm a happy customer!

Fantastic ReFi Experience with Cal Loans Direct! I had a great experience refinancing with Tom at Cal Loans Direct. Throughout the entire process was professional, proactive, and friendly. He secured us a fantastic rate and made the process as easy as it possibly can be. He was very responsive and answered big and small questions in a timely fashion. I am very glad I found him and plan to work with him again in the future!

Michael Combe is the best! Michael Combe is the best! Is an understatement....He was able to help with refinancing an existing property while also getting me a great rate for a new home purchase. Clear communication the entire time, availability when I needed him, honesty, and closing on time. What else could one ask for in a lender? Highly to recommend and would work with again in a heart beat.

Tom made it an easy process and felt… Tom made it an easy process and felt like he truly was on my team to help us through this first time purchase. We greatly appreciate his dedication!