First Class Service Tom Navarro is a consummate professional. He took the time to explain every nook and cranny that I inquired about. Unlike other brokers in the past where I struggled to get straight answers, Tom was very concise and straightforward. Process was forthright, coherent and painless. Had a real sense that Tom was doing everything in my favor. Will be recommending to others! Thanks Tom!

Cal Loans Rocks! Mike from Cal Loans was very responsive and professional. He thoroughly explained the process and answered all my questions in a straightforward manner and was very transparent which earned my trust. Additionally, Mike kept me apprised at every step of the way so that there were no surprises and no delays. A+ service. Would highly recommend for all your loan needs!

I normally do not give reviews but in… I normally do not give reviews but in this case it is my pleasure. Tom Navaro and his team at Cal Loans Direct did a excellent job in obtaining my loan. Tom stayed in touch during the entire process and was available at all times to answer all my questions. I have been in and around the consumer finance industry since 1969 and I have never seen a company do a better job. I highly recommend anyone looking for real estate financing to use Tom and his team at Cal Loans Dircet.

Tom at Cal Loans is 5-Stars PLUS Rates were good and I decided to look into refinancing. I found Tom Navarro through a quote request I made through bankrate.com, which is a reputable website. Tom was extremely responsive and efficient with his communication and handling of paperwork. I am also extremely confident I got one of the best deals I could working with Tom (best rate/lowest closing costs) as shopping around with the big banks was consistently more expensive. Tom is professional, courteous, and was able to get me results! Five-star PLUS.

Easy thorough process Easy thorough process. Tom Navarro of Cal Loan Direct is the best loan officer I’ve ever worked with. The process is completely online but Tom is very responsive Answers every email,phone call promptly. Addresses any concerns to complete satisfaction