Tom Navarro is the best!!! Tom Navarro is the best in the business! He is extremely helpful, attentive, responsive, focused, knowledgeable, and always available. He is very well informed in all areas and provides a great service while also helping his client get the best! He was highly recommended by a few friends and I can totally see why. I appreciate all of his hard work and dedication to make everything happen with such ease!

Tom has been my loan guy for the last… Tom has been my loan guy for the last purchase of my home and my refi... he made the process so easy and quick! He’s so knowledgeable, reliable and most importantly he was upfront with all the cost/fee from the beginning. He would answer all my questions within minutes if not seconds from my texts/phone call. Overall, I’m very satisfied and happy with the work that they provided and highly recommended!

First Class Service Tom Navarro is a consummate professional. He took the time to explain every nook and cranny that I inquired about. Unlike other brokers in the past where I struggled to get straight answers, Tom was very concise and straightforward. Process was forthright, coherent and painless. Had a real sense that Tom was doing everything in my favor. Will be recommending to others! Thanks Tom!

Fantastic ReFi Experience with Cal Loans Direct! I had a great experience refinancing with Tom at Cal Loans Direct. Throughout the entire process was professional, proactive, and friendly. He secured us a fantastic rate and made the process as easy as it possibly can be. He was very responsive and answered big and small questions in a timely fashion. I am very glad I found him and plan to work with him again in the future!

Tom made it an easy process and felt… Tom made it an easy process and felt like he truly was on my team to help us through this first time purchase. We greatly appreciate his dedication!