Entire process was very transparent Entire process was very transparent. I was given best rates on any given day and all of my questions were answer .

Cal Loans Rocks! Mike from Cal Loans was very responsive and professional. He thoroughly explained the process and answered all my questions in a straightforward manner and was very transparent which earned my trust. Additionally, Mike kept me apprised at every step of the way so that there were no surprises and no delays. A+ service. Would highly recommend for all your loan needs!

I normally do not give reviews but in… I normally do not give reviews but in this case it is my pleasure. Tom Navaro and his team at Cal Loans Direct did a excellent job in obtaining my loan. Tom stayed in touch during the entire process and was available at all times to answer all my questions. I have been in and around the consumer finance industry since 1969 and I have never seen a company do a better job. I highly recommend anyone looking for real estate financing to use Tom and his team at Cal Loans Dircet.

Tom at Cal Loans is 5-Stars PLUS Rates were good and I decided to look into refinancing. I found Tom Navarro through a quote request I made through bankrate.com, which is a reputable website. Tom was extremely responsive and efficient with his communication and handling of paperwork. I am also extremely confident I got one of the best deals I could working with Tom (best rate/lowest closing costs) as shopping around with the big banks was consistently more expensive. Tom is professional, courteous, and was able to get me results! Five-star PLUS.

It's been a pleasure working with Tom… It's been a pleasure working with Tom Navarro. He was so helpful with the refinance process, and answered all my questions, and there were many. He is a true professional and gentleman. I shopped around extensively for the best rates and not only got the best rate, but exceptional customer service. I will definitely be returning as a client should I need mortgage/refinancing needs. I'm a happy customer!