Tom made it an easy process and felt… Tom made it an easy process and felt like he truly was on my team to help us through this first time purchase. We greatly appreciate his dedication!

Tom is the B.E.S.T! When we found Cal Loans Direct, Inc., through interest rate comparisons and reviews, Tom Navarro stood out as a person with integrity and great service. Our experience with him was even better than expectations from reviews! He was personable, prompt, patient, knowledgeable, and helpful at every step through both the mortgage application and home buying process. We will definitely seek Tom’s help again for any loan needs!

First time for online mortgage refi First time we have ever dealt with mortage or refi on line. Read the reviews for Cal Loans and they were correct. In addition when u live in California it just makes sense to deal with a California company. Our broker was Mike Combe. He was personable, professional and knew his products. A positive experience all around and handled totally by emails, phone calls, wire transfers. We would recommend Cal Loans to friends and utilize their services again. Refi on our son and DIL house.

First Class Service Tom Navarro is a consummate professional. He took the time to explain every nook and cranny that I inquired about. Unlike other brokers in the past where I struggled to get straight answers, Tom was very concise and straightforward. Process was forthright, coherent and painless. Had a real sense that Tom was doing everything in my favor. Will be recommending to others! Thanks Tom!

Best Way to Refinance! It was such an easy process to refinance online with the help of our loan broker! We still had immediate and close contact with him, and all paperwork was submitted and finalized electronically. We were able to do this based around our own schedule. This is definitely the way to go!