RUN! The mortgage went through several delays. They forgot to inform the insurance company and my homeowners ended up being canceled, which made my car insurance increase due to a canceled homeowners policy. They sent me a refund check, but emailed me that it never cashed. They sent it to the home I was renting, not the home they helped me purchase. Their title department didn't get the paperwork to the notary in enough time to print it all out and get here by the appointment time. They are nice people who are disorganized and have poor communication between departments. There is not one part of this process that went smoothly.

We Were Just a Transaction. We've been followers of Dave for years and have been applying his principles to our finances until we decided to get a home with Churchill Mortgage. I would NOT advise Churchill. Our loan officer did not know anything, was very passive, gave excuses, and would give a fake apology if he made a mistake. After we finally closed, we were notified (in writing) that Churchill would retain our loan and remain our servicer for the entirety of our loan, and our loan would not be transferred. After only three payments to Churchill, our loan is scheduled to transfer to a mortgage company with unethical standards filed with BBB, CFPB, and many lawsuits. We went with Churchill because we felt and did our due diligence that they were the best option. Now we realize we were just a transaction and were not taken care of.

Mortgage process at it's finest! Chris and the team at Churchill made the home buying experience painless! Have purchased homes before and absolutely dreaded the mortgage process. Not any more! Everyone communicated pleasantly, quickly, clearly and efficiently. Will use Churchill and Chris DeRuischer for all future real estate financing needs!

Joanna understood the Dave Ramsey… Joanna understood the Dave Ramsey benefit of trying to live debt free. She was also RESPONSIVE. When we asked a question we got an answer right away.

Steve and Tina are awesome Steve and Tina are awesome. After getting a multitude of other lenders who flat said “NO” they couldn’t help with refinancing and several others who just said my situation was “too complicated”. Steve and Tina committed to the challenge and succeeded. They communicated every step clearly even providing tech support for IT challenged. Some people go the extra mile-Steve and Tina each went an extra five miles. I can thank them enough. I am truly blessed to have them throughout this process. I definitely will reach out to them if in need of purchasing or refinancing a home in the future.