Thanks Mike! Mike Cafarella has a wide variety of mortgage programs and competitive rates. He explained our options in a way that made sense and gave us space to weigh our options. He was always available for questions. We highly recommend working with Mike and the Lower Local team for your next purchase or refi! Can't thank you enough, Mike!

Quick closing time Mallory Miller did an amazing job! She was always available, regardless the time. She and her team made every step of the process quick and seamless. My house sold extremely fast and Mallory was able to close on our new loan ahead of time so both closings could be same day. I can't thank her and her team enough!

Amazing hard work and customer service. Mike Carafella is one of the hardest working people I’ve met. He went above and beyond to make the process quick and easy. We closed in 12 days and the process was incredibly smooth. I can’t say enough good things about him.

Refinancing Made Simple With Lower I worked with Nick Caravana at Lower.com to do a refinance on my home. Nick was very helpful, quick to respond to any questions I had and and worked to get me the best results possible. Thank you Nick for the easy process!

Connor Pazdzior provides OUTSTANDING service! Connor Pazdzior with Lower.com was OUTSTANDING! We worked with him a few years ago on a loan and he was extremely helpful and responsive. His attention to detail exceeded our expectations. He went above and beyond to make sure all our questions were answered. That is why we recently reached out to him again about getting a HELOC for some additions on our home. We would HIGHLY RECOMMEND Connor!