Exceptional experience I went through the refi process to leverage some equity and the entire process was much easier than I was expecting. All the way through funding, things went according to plan and the communication was prompt at each step. I would highly recommend Nick Caravana! He’s terrific, but he’s also supported by supported by a great company and team. This will be my go-to for any future mortgage and refi needs.

The lower loan advisor and his team The lower loan advisor and his team, made it easy for me to process my application with ease and trusting them with all my important. I surely recommend this team with my friends.

Quick closing time Mallory Miller did an amazing job! She was always available, regardless the time. She and her team made every step of the process quick and seamless. My house sold extremely fast and Mallory was able to close on our new loan ahead of time so both closings could be same day. I can't thank her and her team enough!

Never heard back sounds great until you fill and application out, you speak with someone that says they will contact you back in 30 minutes with numbers but never hear anything. Sent text and called. Legally you have to supply certain docs with an application so I will be reporting you!

Connor Pazdzior provides OUTSTANDING service! Connor Pazdzior with Lower.com was OUTSTANDING! We worked with him a few years ago on a loan and he was extremely helpful and responsive. His attention to detail exceeded our expectations. He went above and beyond to make sure all our questions were answered. That is why we recently reached out to him again about getting a HELOC for some additions on our home. We would HIGHLY RECOMMEND Connor!