Easiest refi ever Did all communication through text message. Signed all documents through an online portal. Easy. Loan just moved into processing phase. Everything is moving very quickly. Did a Heloc with them last year, combining everything into one mortgage now.

Nick did a wonderful job keeping me… Nick did a wonderful job keeping me informed of what was going on and what was needed all along the way. Highly recommend Lower.

We were super lucky to have Thien Mach… We were super lucky to have Thien Mach as our loan officer. He was very patient with us as first time home buyers and was always available to answer our questions and was very responsive to emails, text messages and phone call. This man even answered our call when he was helping a family member move into their dorm at school. Truly exceptional customer service from Lower.com and Thien and without Thien and his team, I'd have grown a few more gray hairs. Thank you!

Connor Pazdzior provides OUTSTANDING service! Connor Pazdzior with Lower.com was OUTSTANDING! We worked with him a few years ago on a loan and he was extremely helpful and responsive. His attention to detail exceeded our expectations. He went above and beyond to make sure all our questions were answered. That is why we recently reached out to him again about getting a HELOC for some additions on our home. We would HIGHLY RECOMMEND Connor!

5 stars for the whole process with Lower Lower and Jared Derosa exceeded all my expectations. The whole process was 5 stars, couldn’t be happier!