Tyler Farrell We really appreciate how Tyler Farrell's attention to detail helped us understand all aspects of the loan process. At each step he would review what we had just gone over to insure we understood. There were some questions and he patiently clarified them to our satisfaction. His professional approach and follow up represents his company well. He would always ask “Any questions?) at the close of our meetings.

Nick did a wonderful job keeping me… Nick did a wonderful job keeping me informed of what was going on and what was needed all along the way. Highly recommend Lower.

We were super lucky to have Thien Mach… We were super lucky to have Thien Mach as our loan officer. He was very patient with us as first time home buyers and was always available to answer our questions and was very responsive to emails, text messages and phone call. This man even answered our call when he was helping a family member move into their dorm at school. Truly exceptional customer service from Lower.com and Thien and without Thien and his team, I'd have grown a few more gray hairs. Thank you!

Thanks Mike! Mike Cafarella has a wide variety of mortgage programs and competitive rates. He explained our options in a way that made sense and gave us space to weigh our options. He was always available for questions. We highly recommend working with Mike and the Lower Local team for your next purchase or refi! Can't thank you enough, Mike!

Exceptional experience I went through the refi process to leverage some equity and the entire process was much easier than I was expecting. All the way through funding, things went according to plan and the communication was prompt at each step. I would highly recommend Nick Caravana! He’s terrific, but he’s also supported by supported by a great company and team. This will be my go-to for any future mortgage and refi needs.