I work in the mortgage industry and… I work in the mortgage industry and sought out the services of Certified Rate to get help with a HELOC I wasn't able to get on my own. The process was shockingly smooth and the terms were great. Certified Rate has a HELOC program that allowed me to cash out a lot more of my home's equity than my own lenders could.

Excellent service. Low fees and rates. Excellent service, excellent communication throughout the loan process. Also very low fees. Best rates by far compared to other mortgage companies. Even companies like Network Capital that promise to “beat any locked loan offer and rate“. I sent NC the locked offer from Certified Rate and they couldn’t come close despite their earlier promise. Paul and his whole team were efficient, professional, and most importantly honest. Would definitely recommend Certified Rate to anyone looking for a mortgage or refinance.

Best Customer Service & Advisory Paul and co. very obviously know what they are doing. I am a very skeptical person but CR provided transparent and clear direction that quelled even my hyper-vigilance. I will be referring Certified Rate to everyone I know if they want a seamless process that produces unbeatable rates within a quick timeline.

Great rate and super simple We got our best offer from Certified Rate. We closed so fast...it was crazy. I liked having all my questions answered by someone with so much experience. I highly recommend!

Five stars is not enough to truly… Five stars is not enough to truly describe what we experienced with CR(Certified Rate) from start to finish. We received two other rate quotes from Loan Depot and our credit union. My credit union experience was disappointing. The Loan Depot representative was very pushy and condescending. This being our first experience with the whole refi process, we had so many questions. Greg and his staff at CR were so knowledgeable and patient in answering all our questions. What really caused us to lean toward Certified Rate over Loan Depot was their transparency with everything and non pressure approach. But more importantly, they made us feel like they had our best interest at heart, not their wallet. I've had several conversations with Greg after our loan closed about other potential purchases and for information purposes on out of state buying opportunities. He's given me great insight as if he was in my shoes. I feel like we've made a friend for life. Now you might be thinking, not overly concerned about the customer service, you just want the best rate. We got both with CR! Loan Depot rate offer was slightly lower, but CR matched with no questions asked. I don't believe you'll encounter more professional, knowledgeable and honest people in the lending space than with Certified Rate. So blessed to have find CR.