Refi with confidence Paul and his team could not have been more helpful and efficient. When I requested certain conditions, they were very patient and thorough about educating me with the most helpful and cost saving terms that would work for me. Not just advice, but followed up with data and statistics to back their statements. Not just a bunch of talk, but fact based advice. Thanks again Certified!!!

Smooth and transparent re-financing I just re-financed with Certified Rate. It was a great experience working with them. It was very smooth and very transparent process. In this process I worked with Paul Giangrande, and he was very helpful throughout the process. Paul was always available, and he provided very useful information throughout the re-financing process. During process Pam also helped us, she was also very nice and quick in responses. Before re-financing I did a shop around, but I could not find better rate than what Certified Rate provided. More importantly, Paul was very honest upfront and he was very professional. I am really happy I worked with Paul and Pam.

Five stars is not enough to truly… Five stars is not enough to truly describe what we experienced with CR(Certified Rate) from start to finish. We received two other rate quotes from Loan Depot and our credit union. My credit union experience was disappointing. The Loan Depot representative was very pushy and condescending. This being our first experience with the whole refi process, we had so many questions. Greg and his staff at CR were so knowledgeable and patient in answering all our questions. What really caused us to lean toward Certified Rate over Loan Depot was their transparency with everything and non pressure approach. But more importantly, they made us feel like they had our best interest at heart, not their wallet. I've had several conversations with Greg after our loan closed about other potential purchases and for information purposes on out of state buying opportunities. He's given me great insight as if he was in my shoes. I feel like we've made a friend for life. Now you might be thinking, not overly concerned about the customer service, you just want the best rate. We got both with CR! Loan Depot rate offer was slightly lower, but CR matched with no questions asked. I don't believe you'll encounter more professional, knowledgeable and honest people in the lending space than with Certified Rate. So blessed to have find CR.

Paul and Pam are great to work with Paul and Pam are great to work with. Always available, answer questions directly and openly and overall provide an excellent service and stay above many others who I have contacted for refinancing several properties. Finished my second refi with them and recommend them highly.

Certified Rate is excellent! Certified Rate did an excellent job on my refinance! They are professional, clear, honest, and expedient. I would never use another company now that I’ve experienced such wonderful treatment. Greg really knows what he’s doing, and his team is great as well. They are fantastic all around. Top notch!