Absolutely the best thing I have done… Absolutely the best thing I have done for myself in years. I cannot believe all the stuff I have been missing out on, and Chris makes it SO easy to understand and start earning. I feel like I’m going to make back 100x what I paid for this service - and it works! I’ve been passing his information to all my friends - so get in while you can.

Highly recommend to work with The… Highly recommend to work with The Credit Genius! Chris helped me to fully optimize and re-structure my Personal & Business Credit Card Setup in the US. All of my Credit Card applications got approved with the detailed implementation plan he mapped out for me. One of the key advantages in working with Chris is his network of Bank Business Relationship Managers in the US to get all applications approved with high limits. We were able to score close to 250k Points in just 2 months and I will save $5000 in interest over the next 12 months due to a smart balance transfer he recommended. In addition, I know exactly now how to redeem my Points & Miles for max value by booking Business & First flights as well as Hotels through the best strategies & search engines.

Super organized, good service, good guidance Great service and on point strategy consulting. Thank you Chris for pointing out potentials and for putting together an easy to follow credit card set up including user guidance. Always knew I had unused potential with professional/private spending. Chris helped me work out the best credit cards to use my everyday spending to gather miles and points that will help to pay for trips and flights in future. Super organized, fully documented and always available. I do recommend 3BYC.

Build your credit card portfolio with Chris! I met with Chris a couple months ago to go over a credit card plan for me to build reward points and miles for the spending I was already doing and planning to do in the future. He is a very personable guy, but even more, so knowledgeable about the credit card market. He knew about all the cards and took the time to answer all of my questions. Still almost two months after receiving my consult, he is responsive to my questions as my plan shifts due to the nature of the industry. I've been accepted to the three credit cards I've applied for so far, and I have a few more to go as the year progresses. I'm sure I will use his services again! I'm happy to highly recommend Chris's services to build your credit card portfolio and utilize points you already have. 10/10

Chris was very knowledgeable Chris was great. He was very knowledgeable and is able to give advice based on what types of goal you want to accomplish i.e cashback, travel.