Super organized, good service, good guidance Great service and on point strategy consulting. Thank you Chris for pointing out potentials and for putting together an easy to follow credit card set up including user guidance. Always knew I had unused potential with professional/private spending. Chris helped me work out the best credit cards to use my everyday spending to gather miles and points that will help to pay for trips and flights in future. Super organized, fully documented and always available. I do recommend 3BYC.

Chris was very knowledgeable Chris was great. He was very knowledgeable and is able to give advice based on what types of goal you want to accomplish i.e cashback, travel.

Build your credit card portfolio with Chris! I met with Chris a couple months ago to go over a credit card plan for me to build reward points and miles for the spending I was already doing and planning to do in the future. He is a very personable guy, but even more, so knowledgeable about the credit card market. He knew about all the cards and took the time to answer all of my questions. Still almost two months after receiving my consult, he is responsive to my questions as my plan shifts due to the nature of the industry. I've been accepted to the three credit cards I've applied for so far, and I have a few more to go as the year progresses. I'm sure I will use his services again! I'm happy to highly recommend Chris's services to build your credit card portfolio and utilize points you already have. 10/10

Highly recommended Highly recommended! Chris is extremely professional and helped me very quickly to set up my banking strategy. After two months I earned over 70k travel miles and enjoyed already about 10 airport VIP Lounges. I am looking forward to keep working with him in the future.