Absolutely the best thing I have done… Absolutely the best thing I have done for myself in years. I cannot believe all the stuff I have been missing out on, and Chris makes it SO easy to understand and start earning. I feel like I’m going to make back 100x what I paid for this service - and it works! I’ve been passing his information to all my friends - so get in while you can.

Super organized, good service, good guidance Great service and on point strategy consulting. Thank you Chris for pointing out potentials and for putting together an easy to follow credit card set up including user guidance. Always knew I had unused potential with professional/private spending. Chris helped me work out the best credit cards to use my everyday spending to gather miles and points that will help to pay for trips and flights in future. Super organized, fully documented and always available. I do recommend 3BYC.

First free flight is coming up already! Chris helped me a lot with my creditcard setup how to spend points and picking flights. Lounge acces is awesome and i'm getting on my first free flight in a couple of weeks!

Build your credit card portfolio with Chris! I met with Chris a couple months ago to go over a credit card plan for me to build reward points and miles for the spending I was already doing and planning to do in the future. He is a very personable guy, but even more, so knowledgeable about the credit card market. He knew about all the cards and took the time to answer all of my questions. Still almost two months after receiving my consult, he is responsive to my questions as my plan shifts due to the nature of the industry. I've been accepted to the three credit cards I've applied for so far, and I have a few more to go as the year progresses. I'm sure I will use his services again! I'm happy to highly recommend Chris's services to build your credit card portfolio and utilize points you already have. 10/10