Super organized, good service, good guidance Great service and on point strategy consulting. Thank you Chris for pointing out potentials and for putting together an easy to follow credit card set up including user guidance. Always knew I had unused potential with professional/private spending. Chris helped me work out the best credit cards to use my everyday spending to gather miles and points that will help to pay for trips and flights in future. Super organized, fully documented and always available. I do recommend 3BYC.

Chris helps me maximize my travel experiences with the spending I'm already doing Chris is excellent at what he does. He knows the best deals at the moment and delivered an in-depth credit card strategy that is very unique to my spending situation. He also has insider information and knowledge that I simply could not achieve myself overnight. He's worth every dollar. I've been able to maximize points on what I'm already spending and reap the rewards. The ROI is huge.

Highly recommended Highly recommended! Chris is extremely professional and helped me very quickly to set up my banking strategy. After two months I earned over 70k travel miles and enjoyed already about 10 airport VIP Lounges. I am looking forward to keep working with him in the future.

Highly recommend to work with The… Highly recommend to work with The Credit Genius! Chris helped me to fully optimize and re-structure my Personal & Business Credit Card Setup in the US. All of my Credit Card applications got approved with the detailed implementation plan he mapped out for me. One of the key advantages in working with Chris is his network of Bank Business Relationship Managers in the US to get all applications approved with high limits. We were able to score close to 250k Points in just 2 months and I will save $5000 in interest over the next 12 months due to a smart balance transfer he recommended. In addition, I know exactly now how to redeem my Points & Miles for max value by booking Business & First flights as well as Hotels through the best strategies & search engines.