Highly recommend to work with The… Highly recommend to work with The Credit Genius! Chris helped me to fully optimize and re-structure my Personal & Business Credit Card Setup in the US. All of my Credit Card applications got approved with the detailed implementation plan he mapped out for me. One of the key advantages in working with Chris is his network of Bank Business Relationship Managers in the US to get all applications approved with high limits. We were able to score close to 250k Points in just 2 months and I will save $5000 in interest over the next 12 months due to a smart balance transfer he recommended. In addition, I know exactly now how to redeem my Points & Miles for max value by booking Business & First flights as well as Hotels through the best strategies & search engines.

Super organized, good service, good guidance Great service and on point strategy consulting. Thank you Chris for pointing out potentials and for putting together an easy to follow credit card set up including user guidance. Always knew I had unused potential with professional/private spending. Chris helped me work out the best credit cards to use my everyday spending to gather miles and points that will help to pay for trips and flights in future. Super organized, fully documented and always available. I do recommend 3BYC.

Build your credit card portfolio with Chris! I met with Chris a couple months ago to go over a credit card plan for me to build reward points and miles for the spending I was already doing and planning to do in the future. He is a very personable guy, but even more, so knowledgeable about the credit card market. He knew about all the cards and took the time to answer all of my questions. Still almost two months after receiving my consult, he is responsive to my questions as my plan shifts due to the nature of the industry. I've been accepted to the three credit cards I've applied for so far, and I have a few more to go as the year progresses. I'm sure I will use his services again! I'm happy to highly recommend Chris's services to build your credit card portfolio and utilize points you already have. 10/10

Exceptional Service and Expert Guidance at 3BYC I want to express my sincere gratitude and satisfaction with your service. The collaboration with Chris has been exceptionally enriching and helpful. Chris, thank you for your outstanding guidance and strategic support. You've shown me the untapped potential in my professional and personal spending habits. With your assistance, I've selected the best credit cards to accumulate miles and points from my everyday expenses, which will fund future travels and flights. Your organization is top-notch, everything is meticulously documented, and Chris is always available to answer questions and provide advice. I wholeheartedly recommend 3BYC and look forward to continuing our successful partnership. Thank you and keep up the excellent work!