I was very nervous about this… I was very nervous about this company/program at first. Especially since I learned about it on SM. However, after speaking with my 401k bank as well as my financial advisor, AND they gave me an hour of time to go over (and over and over) the terms of the program, I am more than happy that I got started! Try it out!

The best part of the experience is the… The best part of the experience is the online chat that connects you directly with someone who can help. I wish i would have found this sooner before i took out a loan on my 401k.

Scam Scam. They uploaded my loan to an account I do not own and I did not authorize when contact for support they only have text chat. They stopped responding and it’s been over a week. Complaint given and reported. I searched through all my setting and the account they sent it to is non of my accounts, not is it listed in my settings.

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Used To Be Better.. Initially it wasn’t a terrible thing as the extra money always helps. At first, approvals were quick, often within an hour even though it states it could be 24 hours. Subscription fee was only $10 a month. Now subscription fee jumped from $10 to a whooping $50 a month! Not even a small increase, they just jumped right to the top. Approvals actually take way longer now. Basically paying more for slower service. Update - For the first time since I started using this service, it has now been more than 24 hours and my paystub is still under review. So much for give us 24 hours to review..but hey we'll raise the monthly subscription by $40 anyway.