Low $50 minimum, but seems to be about 25-30% over spot price levels I have been using them for about six to eight months, and started due to their low $50 a month minimum. Positive: They send you physical Silver and/or Platinum (and/or Gold) each month. You can skip a month or cancel completely. Low $50 a month minimum. They have multiple price levels. I like the "Silver Crate", which in the lower levels has tended to send me interesting one ounce Silver coins from a variety of mostly Western nations like Austria, Australia, and the UK. Negative: They seem to be 25-30% over spot price. I complained once, and they seemed to get better. Neutral: They send everything each month, towards the middle of the month. They charge your credit card on the first of the month. You usually receive your package about 3/4 of the way through the month.