Felt like my time was wasted Felt like my time was wasted. Was told to go through the entire application process only to get denied when they already knew the debt to value on the home. Don't see any benefit to using a service with the same qualifications as a standard refinance.

No Company as bad. Call Point instead Working with Noah and spruce has truly been the worst business experience of my lifetime. It is an absolute marvel at the level of incompetence, misinformation and out right lying that has taken place. In the past, I have dealt with point, and had a marvelous experience. Dealing with Noah is completely opposite. However if you are in need of missed commitments or constant apologies, Noah is your company.

Noah is a Stellar Company. Jaime was great to work with. Excellent service. Great communication. They did everything they said they would do. No surprises. We were able to read all the closing documents prior to closing. They provided a service that no conventional lender can, especially since to qualify in today's lending world is a nightmare! Thank you NOAH!!!

Franco was fantastic with his follow… Franco was fantastic with his follow ups. Gave me updates even if we were waiting on items. He always called first to explain what he needed from me before just sending an email. Obviously I was a little nervous but the entire team was available during the closing when I had questions as well. It was a great experience overall. Thank you to the Noah team.

Shared Equity Option This relatively new financing option can work well, for individuals who can take out a reverse mortgage, but for various reasons, choose not to. In my case I took a $100k option, paid off all my loans, painted inside, and out, put in a new kitchen and remodeled a bath, and still had funds left over. I used the remainder for improving the stock in my business, and I can pay off this equity share, at 10 years, or less, plus equity gain/loss. I think the real benefit of this type of asset share is you maintain control of your house, have money to maintain it, and have options at the end.