No Company as bad. Call Point instead Working with Noah and spruce has truly been the worst business experience of my lifetime. It is an absolute marvel at the level of incompetence, misinformation and out right lying that has taken place. In the past, I have dealt with point, and had a marvelous experience. Dealing with Noah is completely opposite. However if you are in need of missed commitments or constant apologies, Noah is your company.

Too Much Documentation Noah requires as much documentation as a HELOC or 2nd. mortgage lender. Better off to simply apply for a HELOC and avoid giving a large amount to a shared equity lender like Noah.

This was a phenomenal experience This was a phenomenal experience! Working with my agent Sang was care-free and expedient. She was extremely knowledgeable and was always available to answer questions and point me in the right direction so we could get this deal done. As a concept for helping people out financially, I can't say enough about how Noah was able to give me a chance to get out of my bad financial situation due to the Pandemic, and back on my feet and moving forward. Thank you, thank you, thank you from the bottom of my heart, you not only helped me but my family as well.

Shared Equity Option This relatively new financing option can work well, for individuals who can take out a reverse mortgage, but for various reasons, choose not to. In my case I took a $100k option, paid off all my loans, painted inside, and out, put in a new kitchen and remodeled a bath, and still had funds left over. I used the remainder for improving the stock in my business, and I can pay off this equity share, at 10 years, or less, plus equity gain/loss. I think the real benefit of this type of asset share is you maintain control of your house, have money to maintain it, and have options at the end.

We had an amazing experience with Noah We had an amazing experience with Noah. Julieta our advisor kept us informed every step of the way and answered all of our questions. The process was organized, efficient and done quickly. We appreciated that we had this option to partner with Noah to accomplish our home refurbishment goals. Thank you!