Con Artists Their entire sales team engages in Bait and Switch tactics including their leadership team. Over promise and under deliver most of the time that creates lots of tension. People go on vacation and don’t care about your construction draw or any email that is sent whatsoever. Plenty of other lenders out there to work with. My recommendation is: RUN AWAY from this company. FAST

Strongly Recommend I have worked with COGO Capital for about two years now. My overall experience with them has been excellent. I am very satisfied with everything they have helped me accomplish. I have had the pleasure of working with Kimberly Rowe and Robert Homewood. They always go above and beyond working hard and diligently to make sure the process is smooth and rapid. Which is very important when working with rehab loans.

Best Lender I’ve Ever Worked With I had a wonderful experience working with Cogo Capital. My loan officer Bill Koder was amazing to deal with. He was always very prompt with communications and the whole deal went extremely smooth from start to finish. I deal with a lot of lenders and this was one of the best transactions I’ve ever completed so I had to write them a great review. Everything was simple and they delivered on what they promised. I’ve already referred to several other investors and Cogo is my new go to lender for all deals.

Bait and Switch Bait and Switch. They sent a term sheet which was actually downright attractive so I paid the $197 application fee. The term sheet they THEN gave me for my loan was nothing like the one they baited me with and they were totally unworkable for my deal. It looked it was for someone else's loan There were also fees that I saw disclosed for the first time. They have a link for requests for refunds/customer services. Still, after 2 inquiries, not even an acknowledgement that there was an issue. Anyone can go to their website and generate a Proof of Funds for $14.97. Embarrassing, because my seller did exactly that, without any of my loan details, and generated the exact same letter I had given to him. They took and took and returned absolutely nothing of value. Lessons learned: gold cross = red flag, "have a blessed day" = "see ya"

Attending the funding tour course in Orlando Attending the funding tour course is the most genuine Real Estate system there is and most impossible not to succeed from all the training as long as the principles given in their corse is applied and put into action. Speaker Steven + the rest of the team are AMAZING! 🙌