Well I asked for this loan and wasn't…given enough information, I was approved on their terms. Well I asked for this loan and wasn't explained percentage rates and percentages. All of a sudden I'm told that I'm approved and was told the money is on the way and the payments would be $223 a month. I wasn't given any options. I had to pay all of the money back because$12,000 on a$5k loan is ridiculous.

Process was simple - Rates too high! Process was simple, and money was in the bank the next morning! I only have 2 complaints: 1. The interest rates are exhorbitant; 2. You say I can pay the loan early, but what I would really like to do is increase the amount of each payment. There doesn't seem to be any way to do that online (and your phone center is not open on Saturdays, which is when I do my bills) so your system isn't conducive to helping me pay this thing off.

Trust & Appreciation I have been a customer of Centz for sometime and always found the company to be excellent in its service. I was recently offered a refinance and it went smoothly and quickly. Absolute trust and appreciation from me.

Fast response and reliable service I was in need of a new furnace and not sure where the money was going to come from....so Thankfully Cents approval and hopefully quick deposit I'll have a warm house again.

This was very quick & easy This was very quick & easy. The rates are wayyy too high for me to probably ever borrow again considering I'm just trying to establish more credit, but I do appreciate the opportunity.