I love Tellus! I've been using Tellus for 4-5 months now, and I think it's great. Their Boost account's guaranteed 6+% daily compounded interest and the Reserve account's 8% rate beats most or all savings and CD accounts hands down. CD'S may have penalties for early withdrawals, and most savings accounts have fees for multiple withdrawals, but Tellus has no penalties or fees, and withdrawals are quick and easy. Just link your regular bank checking or savings account to Tellus and you're all set. I live in a county that has the highest property taxes in the country, and it's crucial for me to put money away monthly for semi-annual tax payments. Rather than leaving a growing pile of money in a traditional bank at .01 (1/100th) percent interest (truth), I can pick up enough extra dough from Tellus to pay my taxes and take my wife out for a nice dinner, and then start saving for the next six months. As for the one concern that your money is not FDIC insured, keep in mind that if you have stocks or mutual funds, none of that is insured either. So based on that presumption, like stocks, don't put away more than you can afford to lose. I LOVE TELLUS!!!

Tellem ‘bout Tellus Tellus is the absolute best way to actually earn interest, or in my view, dividends. Investing without investing, the new better bank… To the user it’s just a bank, an internet-FDIC-insured bank, but a bank nonetheless. I want an open window into their operations and realestate investments or an expansion into that world but it’s great for the end user to share in the profits of their investments with our money. I love tellus. I tellem all about tellus.

Top rates, easy to use I use this app regularly for my savings and it's not only easy to use but gives me one of the best risk adjusted high yield rates in town. The boosts are easy to apply and I sleep better knowing that my money is compounding in my sleep.

Love it but please add option for linked banks! =) Fairly new user here for the last 2 months. I love the app so far for its high interest rate. I like seeing my interest post to my account daily. Customer service has always responded the next business day. I've had no issues with them and they have even gone above and beyond sometimes. The one issue I have is I really really wish they would add the option to switch linked banks. Some financial institutions are proving to be untrustworthy right now and I don't feel comfortable transferring my funds back to them. Please consider this an option, Tellus! Other than that I continue to use this app for my emergency fund savings and recommend to friends and family. Currently I'm getting 6-6.10% APY with no lockups other than the aforementioned issue. There were also multiple boosts which allowed me to get 7-7.5% APY on my money for weeks. Thank you for being a great app!

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