Started out good Started out good. Was led to believe I would be able to avoid court and garnishments. wrong! My first creditor was negotiated and paid off with no problems. my next 2 creditors, Capitol One and BoA sent their accounts to a collection agency, Blitz and Gains. Received a call from NDRS rep that an agreement was reached with both accounts and that court was a formality. The Capital O e account was to be paid first then the BOA account. Still paying into a 3rd part account from which Capital One is being paid and now find out that I am being garnished by Blitz and Gains for the other account. just am keeping up with living expenses as it is and now am looking at bankruptcy. Can't get a straight answer out of anyone once I am fortunate enough to actually get a hold of anyone. Garnishing 25% of my pay. Blitz and Gains will not speak with me since NDRS is representing me. Try to call NDRS. Have had one maybe 2 calls finally returned. Right now I really wish I had never gotten involved with them.

Scare Tactics These @ss hats send out mass market letters that make it look like you’re about to be sent to collections. Anyone that tries to scare you into contacting them without any background information isn’t worth your business. Find a different debt consolidation company.

J Dumas assisted me today 10.11.19 with… J Dumas assisted me today 10.11.19 with all of my questions , issues and concerns. She was extremely professional. polite and precise while engaging with me throughout the phone call and this why I gave a rating of 5 stars.

This company is horrible This company is horrible. In the beginning things start off nice, the rep answers all of your questions gets you to sign paperwork. Once that's done, it goes downhill. They never explain to you the ramifications of settling your debt. And honestly, what they are doing for you you can do it yourself. They basically make you stop making payments on cc debt until the lender offers a settlement amount. They dont negotiate anything for you, its standard practice that if you go so long without paying on something they will offer a resolution. Meanwhile, your credit will suffer tremendously while you're waiting on them to "negotiate", charge offs can get reported to your credit and they do nothing afterwards to help you clean up the mess. They are also very hard to get in touch with, I've emailed and left messages and they never return either. I regret falling for this company

I was having a terrible time with my… I was having a terrible time with my credit card debt and the interest rates were so high there was no way I could catch up. I received a letter from nationwide and decided to call. My experience was extremely positive and far exceeded my expectations.