Bilt has been fantastic Bilt has been fantastic. By far my favorite credit card and I can’t recommend it enough!

Absolutely love Bilt!!!! I have been a Bilt credit card member since October of 2021 and have been so incredibly happy with the services, rewards and experience I have received through this card. I would highly recommend this card and company to anyone, especially anyone that is currently renting. I love earning points for paying my rent and being able to use those points for flights and more, especially building my point total to use towards down payment assistance on a house/condo. I’m also amazed with how quick and efficient the fraud department is. Only once did they ever have to contact me and it was within minutes of the fraud happening. They immediately flagged the fraudulent purchase, refunded me, canceled my card and sent me a new card in the mail. I received my new card within three or four business days and was given a new digital card number immediately to use for any purchases I may have needed in the interim. The app is extremely easy to use and has been super helpful when trying to use my points for flights and other rewards. They also offer monthly point bonuses through the app and even an opportunity to have your rent paid for free through monthly contests.

Beware of the link to Wells Fargo The Bilt Mastercard, issued by Wells Fargo, is not all that it seems. Bilt makes it incredibly difficult to setup payments, rejects payments, and provides generally pretty poor customer service. This results in interest and late charges to customers, as well as increased frustration because its not generally possible to send an electronic payment through your primary bank. You will have to send a check or pay through the Wells Fargo website. Maybe the juice is worth the squeeze for you, but having to deal with a bank like Wells Fargo in order to obtain access to a supposedly modern rewards program makes no sense.

Have really enjoyed my experience with… Have really enjoyed my experience with Bilt over the last year or so. I even won free rent through the credit card! They’re great with points which are easily transferable/usable. Anytime I have questions or need help Wells Fargo is quick to assist me with whatever I need. Would recommend to anyone who pays rent every month.

Absolutely atrocious Absolutely atrocious. I should not have to wade through dozens of marketing promos in order to pay my rent. The app is clearly not designed to be easy to pay/monitor your rental expenses and is clearly a data sucking scam. This is possibly the worst idea I’ve ever seen in the payment space, and I work at a Fortune 500 payment processor. This app has no other purpose than to scrape your data and try to sell you things you don’t need.