I love Bilt!! I love Bilt!!! It is the perfect credit card / idea for people who want to be rewarded for paying rent, dining out, attending workout classes, etc. I will also say that I’m extremely impressed with Bilt’s customer service. If I ever have a question or concern about my card / account, the Bilt team addresses it quickly and always provides a solution. I would strongly recommend Bilt (and have already done so with friends and family!).

Beware of the link to Wells Fargo The Bilt Mastercard, issued by Wells Fargo, is not all that it seems. Bilt makes it incredibly difficult to setup payments, rejects payments, and provides generally pretty poor customer service. This results in interest and late charges to customers, as well as increased frustration because its not generally possible to send an electronic payment through your primary bank. You will have to send a check or pay through the Wells Fargo website. Maybe the juice is worth the squeeze for you, but having to deal with a bank like Wells Fargo in order to obtain access to a supposedly modern rewards program makes no sense.