Mail you receive is USELESS I have been receiving letters from Prime Choice for months now. At first when I saw the low interest rate listed (2.875%) I was excited and wanted to give the company a chance. After a call with the mortgage specialist i was told that the rate advertised is only available with a points buy down. Stupid me as they said it in the fine print in the back, lesson learned. Adamant that i could make one of the solicitor emails work for me I took my time to read all the mail i received and looked at the fine print to make sure the rate advertised is the rate i'll be getting. A month goes by and I feel i may have hit the jackpot with the a new letter from Prime Choice again with an advertised rate of 2.875%. This time i read the letter up and down front and back word for word, and nowhere does it state a buy down is required. The language listed in the fine print as I quote "Rate being quoted are as of 10/18/2019 and on a 30 year term based on an interest rate of 2.875%(3.169%APR) with a total of 360 payments. Interest rate and APR being quoted assumes a borrower receives VA Disability and is exempt from having to pay a funding fee. Rate may change or not available at commitment, lock-in or closing. WHERE DOES IT SAY BUY DOWN IS REQUIRED FOR THE RATE??? Again i have read a plethora of letters from other solicitors and they do state that buy down is required to receive the advertised rate, but this time i dont see it. I try to explain the case to the mortgage specialist that the letter you provided does not have the buy down requirement and was rudely ignored. Thanks to this i will never work with a company that provides false information just so you can call and be told something different.

as a first time homebuyer I reached out… as a first time homebuyer I reached out to get a comparative mortgage quote and was treated rudely when I shared what other local banks were offering for rates. They would not provide a quote but wanted me to start an application. No clue why

Second VA mortgage with Prime Choice Funding This is my second VA mortgage using Prime Choice Funding. The first experience was superb and was a VA with cash out. The rate was as low as the market provided at the time. The people (Mr. Scott Twombley and Mr. Bob Lin) were outstanding. Friendly, very responsive, knowledgable and certainly gave me the feeling they in fact did care about quality service and getting my loan done ASAP. They were the best in my experience dealing with mortgage companies. Now I have just concluded my second refi (lower rate) with Scott Twombley and Bob Lin did another outstanding job. Even when I got a mistake the day of closing it was no problem and they had it corrected, printed and to the title office and notary within TWO DAYS! All with a "can do" attitude and sunny disposition. I cannot compliment these guys more and believe me I will be using Prime Choice Funding in future home mortgages!

I usually do not go out of my way to… I usually do not go out of my way to write reviews unless there is something amazing to say. In this case, since this individual just ghosted me, I am going to do him a sold on every review site there is. I was calling around to get the latest info on mortgage interest rates because the junk mail on refinancing is the only thing I receive, I figured I start calling around. I called Prime Choice Funding and started to speak with Mr. Scott Denissen. After some emails back and forth, I decided to go with another company because their rates and fees were higher than a couple different companies. Mr. Denissen then makes the offer (see attached) of $500 for a loan estimate that is locked in and has a better rate. At this point in the back and forth emails, I have two offers that is better than his. I provided him with the documents and he then kicked it back saying that my particular loan was not locked in. The VERY next day I sent Mr. Denissen a proper locked in loan estimate. I give him a few days to call/email me back, I figured he got busy, so I send him a reminder email. It has now been 3 days since the reminder email (I was still interested in doing business with this company if he could be at least match the current offer or beat it) and Mr. Denissen just ghosted me, still not a word from him this day. I will ever expect $500 from the word from a guy that I have never meet before, but to just completely ignore me when I am trying to do business with this company is just bazaar.

It is scam It is scam. They collect your personal info and that's it. I have submitted an application and I call them to speak with my "representative" who is name is Nate and every time I call he is out of his desk and never gets back to me. Just a BS company. Don't waste your time..