I required back surgery in 2020 I required back surgery in 2020. Went through review, got all required approvals. Paid my share. Then started trying to get hospital bill shared by Liberty. It finally ended up in their MCSS partners who negotiated with the hospital for a lower cost…meanwhile I am making payments out of pocket to avoid collections issues. MCSS told Liberty in summer of 2021 they owed hospital X and needed to reimburse my Y. No ambiguity. Liberty finally submitted for sharing in Sept of 2021…still waiting. They did pay part of the hospital bill, but so far have not reimbursed me…apparently I am considered “backlog”.

Brenda Dodson Is The Best Brenda Dodson Is The Best! She is patient, kind and still in the process of helping us understand all the ins and outs of our healthshare. We need some serious hand holding and have had a rough year. But she's been our Angel sent to walk us through the process. In fact, because of her we will continue with our healthshare

Liberty has more than doubled my… Liberty has more than doubled my monthly premium within the past year. That would be understandable if they were drowning in my cost. This not being the case, I have bills that were approved prior to procedures that remain unpaid going back to 2020. Liberty admits these are covered however...THEY WANT ME TO MAKE PAYMENT PLANS TO PAY THE BILL...WHILE PAYING THEM 1300 A MONTH...WITHOUT PAYING THE BILLS. Good news is, you'll get an email about once a month preaching about Jesus for your contributions.

A response to LHS In response to Liberty Health Share's response: 1- UCLA required $180,000 upfront for a delicate surgery I desperately needed. Why? I was informed their dealings with LHS left them footing the bills (to what financial extent I don't know). Who has that kind of money accessible??? 'Voluntary sharing" sounds great!, but most people with LHS buy into it due to the more affordable monthly cost over 'health insurance'. But when you need it, really need it, is LHS there for you? I waited nearly 4 years to have the surgery. I was scheduled twice but postpones due to the 'sharing' that caused the problems. Thank God I turned 65. Having Medicare and an affordable supplement, UCLA immediately scheduled my surgery. But, by that time my situation excerbated. 2- When a person is ill, they may not have the energy to deal with submitting paperwork monthly. They may be unable to get out of bed! Having to submit monthly forms to get $30+ back? Think of the time it takes them to process it, then send you a check. Their chances of keeping what you're due is more probable. $30 x 12 = $720/yr. Multiply that by members who are too sick to remember, or in my case taking care of a parent with dementia that leaves you emotionally exhausted. I challenge LHS to lower the cost of the monthly fee and do away with the monthly paperwork. 3- Their response to me stated, "managing your own healthcare can be a bit confusing". Then why the h-e-double L does LHS make it 'confusing'??? 4- Research on line the complaints they've received over the years. My best guess is that the only individuals who aren't complaining, are those who haven't been sick. Yet. 5- Looking back in my correspondence, I had to work with the Legal Department at The Medical Cost Savings Solution, LTD at LHS recommendation involved after a pneumoia hospitalization. That's how 'confusing' it was. 6- Good grief. (And grief it was.)

Unable to cancel - Hotel California? I have been paying on-time (auto-pay) since April, 2020. Since day one, I've submitted zero expenses for sharing/reimbursement. That's nearly $10,000 in funds I've contributed to this sharing "ministry." I have new insurance kicking in on Feb 1 and logged into the portal to cancel my membership and can't find any way to cancel. Now I'm reading reviews that Liberty Healthshare is more than 2 years behind in paying their members' reimbursements! My guess is that Liberty was unable to cover their members' expenses and is using new money to pay overdue health shares. Has it become a Ponzi scheme?