Just don't! Save your money. They have not paid a cent. I was experiencing chest pains and was instructed by a physician to go to the emergency room. After covering my "deductible" they are refusing to pay any of the remaining expenses. Liberty is claiming that my bill was not submitted in a timely fashion. I have a letter from the hospital stating that they billed Liberty during the eligibility period and Liberty didn't pay. I submitted the bills directly after being informed by the hospital that Liberty would not deal with them. They still won't pay. Find someone else to buy insurance through. These folks are far from Christian. They are more like the money changers in the Temple.

We are a skilled inuring provider in… We are a skilled inuring provider in Virginia. After providing months of skilled nursing care for a resident with Liberty Healthcare in 2021, we have received no reimbursement. We are out approximately $65,000. They have said the claims are approved but can not tell us if or when these claims will ever be paid.

I required back surgery in 2020 I required back surgery in 2020. Went through review, got all required approvals. Paid my share. Then started trying to get hospital bill shared by Liberty. It finally ended up in their MCSS partners who negotiated with the hospital for a lower cost…meanwhile I am making payments out of pocket to avoid collections issues. MCSS told Liberty in summer of 2021 they owed hospital X and needed to reimburse my Y. No ambiguity. Liberty finally submitted for sharing in Sept of 2021…still waiting. They did pay part of the hospital bill, but so far have not reimbursed me…apparently I am considered “backlog”.

take any other available option..DO NOT USE I cancelled my "membership" today effective 12/31/2023 when my new insurance would become effective. I was then told that anything submitted after the end of October would not be eligible for "sharing". I asked how this could be correct as I have paid my membership for November and December? I was quoted a portion of Page 11 in the guidelines. If I wanted to be covered in case of an emergency I would have to pay the January and February 2024 fees to be eligible for December 2023 potential services. When I look at my account I see that my fees have paid for others, but nothing for me. This is supposed to be a bible based Christian organization, I guess their Christianity only goes as far as they get money! Sounds a bit like the pharisees of old. All show and nothing to deliver!

Liberty has more than doubled my… Liberty has more than doubled my monthly premium within the past year. That would be understandable if they were drowning in my cost. This not being the case, I have bills that were approved prior to procedures that remain unpaid going back to 2020. Liberty admits these are covered however...THEY WANT ME TO MAKE PAYMENT PLANS TO PAY THE BILL...WHILE PAYING THEM 1300 A MONTH...WITHOUT PAYING THE BILLS. Good news is, you'll get an email about once a month preaching about Jesus for your contributions.