I can invest the whole balance anyway I want. The best thing is I can invest the whole HSA balance with TDAmeritrade (Schwab soon) using any stock or ETF I want. The HSA my employer set up had about 12 stogy mutual funds and I had to leave 1 or 2 thousand uninvested. The web site is easy to use. I recommend Lively to my family and friends. And it is a Y-combinator company, a big green flag for me.

Great alternative to continuing inactive employer sponsored account Switched from an employer sponsored account that charged a monthly fee and had limited investment options to Lively. Very happy so far.

I have been very happy with Lively I have been very happy with Lively. The site is easy to use and navigate, but their customer service is unmatched. I've had to call several times and each time didn't sit on hold and the first person I talked to resolved my issue or question. In fact I've now had to sign up for two new HSA bank plans with employers since setting up my Lively account, and I refuse to move funds out of my Lively account. It's my primary one and I transfer funds there.

Pretty dang easy I found this app and signing up very easy. I haven’t had to use my hsa yet, but my expectations is .. it will be seamless too. Thank you

Great service!! The customer service representatives are knowledgeable and do everything possible to be sure questions are fully and correctly answered. That gives me so much confidence in the company. The website is easy to use and the request for reimbursement process is fast and efficient.